WASHINGTON — The price health insurance companies charge for employer-sponsored plans increased again this year, as did the deductible many people must pay before those plans begin covering most healthcare costs, according to a survey released Thursday by the nonpartisan health organization KFF.

The cost of individual health insurance plans rose to $9,804 on average, while family coverage reached $28,303. Both represented a 5% increase over the last year.

Employees paid about $1,672 for individual coverage, while employers contributed $8,132. People with health insurance for a family of four paid $7,471, with employers providing $20,833.

The amount of money an employee pays toward an individual health insurance plan rose by $232, or 16%, from 2025 to 2026. The price an employee pays for a family health insurance policy increased by $621, or 9%, according to the survey. 

“We have been hearing a lot about Affordable Care Act and Medicaid cuts,” KFF President and CEO Drew Altman said in a statement. “Now add a 9% increase in what workers with employer coverage paid toward family premiums in 2026 to the reasons voters are so concerned about their health care costs.”

The national survey looked at the health insurance costs of more than 1,900 employers throughout the country who have at least 10 workers.

The cost of employer-sponsored health insurance plans has steadily gone up for the last 15 years, according to KFF’s data. In 2011, the cost of an individual plan totaled just under $5,500 and family plans cost $15,220 annually. 

The average deductible reached $1,995 for single coverage this year, meaning even with health insurance, most employees had to pay a couple thousand dollars out of pocket before their policies kicked in. That’s more than doubled since 2011 when the average annual deductible was $955.

The KFF survey found that 88% of workers with individual coverage had a deductible in 2026. 

What types of healthcare coverage people get with the various employer-sponsored health insurance plans varied considerably, sometimes based on the size of their company. 

Twenty-seven percent of employers with more than 200 employees, called large firms in the KFF survey, covered the costs of in vitro fertilization, or IVF. 

But that fluctuated, with 24% of companies between 200 and 999 workers covering IVF, 38% of companies between 1,000 and 4,999 employees providing coverage and 47% of companies with more than 5,000 workers offering a health insurance plan that covers IVF. 

Access to GLP-1 drugs, which can help people manage Type 2 diabetes and lower their weight, also varied based on the size of someone’s employer. Eighteen percent of large firms covered those drugs during 2026, though that was slightly lower than the 19% that covered it during 2025. 

The KFF survey showed that 40% of companies require people on GLP-1 drugs for weight loss to “meet with a dietitian, case manager, or therapist, or participate in a lifestyle program in order for the drug to be covered.”

WASHINGTON — Democrats are more motivated to vote in November’s midterm elections than Republicans, potentially giving the party an advantage to flip at least one chamber of Congress, according to a poll released Tuesday by the nonpartisan health organization KFF.

Democratic candidates also held an edge with voter confidence in their ability to address the rising cost of healthcare and everyday goods as well as abortion policy, though the parties were mostly tied when it came to addressing fraud in government programs. Republicans are trusted “to do a better job handling” immigration. 

“Of all the cost-of-living worries hitting voters now, a big health care bill is the least predictable, and that’s a big reason why health care costs are right up there with gas prices and the costs of food and housing on voters’ minds,” KFF President and CEO Dr. Drew Altman said in a statement. 

A majority of respondents, 66%, said they favor a candidate who supports a national health plan, which Democrats often refer to as Medicare-for-all. That support, however, fluctuates depending on how the question was asked. 

Seventy-six percent of those polled said they support a nationwide health plan when told it would “guarantee health insurance for all Americans.” The level of support was about the same, 75%, when people were told it would “eliminate all insurance premiums and reduce out-of-pocket costs for most Americans.” 

A slight majority, 52%, of respondents said they’d support a Medicare-for-all type plan when told it would “eliminate private health insurance companies.” Approval dropped to 38% when those polled were told it could “threaten the current Medicare program” and then to 35% when informed it would “require most Americans to pay more in taxes.” 

Support for a nationwide health plan decreased to 24% when those polled were told it could “lead to delays in people getting some medical tests and treatments.”

When broken down by political party, far more Democrats, 84%, than Republicans, 35%, supported a nationwide health plan like Medicare-for-all.  

Voters seek change

Regardless of which party secures control of the U.S. House and Senate following the November midterm elections, a significant number of those polled want to see lawmakers work to change the country’s healthcare system. 

Forty-nine percent said that “there are some good things about our healthcare system, but major changes are needed.” An additional 36% said “there is so much wrong with our healthcare system that it needs to be completely overhauled.” Another 13% said the country’s health system “works pretty well, but minor changes are needed.” And just 2% said there should be no changes. 

When asked what motivates people to vote in this year’s election, 20% of those polled said they wanted to bring about change, 19% said to stop President Donald Trump, 15% said they believe the country is in a crisis, 11% said the rising cost of living, 10% said to vote out Republicans, 9% said to protect democracy, 8% said to keep Democrats out of power, 7% said to end corruption and 6% said it was due to concerns about socialism or communism. 

Dems hold enthusiasm edge

Forty-seven percent of those polled said they were more motivated to vote in this year’s elections than they were in the past, while 41% said they were about as motivated and 12% said they were less motivated. 

Democrats had a clear motivation advantage over Republicans with 63% of Democratic supporters saying they were more motivated and 28% saying they were about as motivated as they were during earlier elections. 

Thirty-eight percent of Republicans are more motivated and 53% said they were about as motivated as past elections. 

KFF polled 1,328 U.S. adults, including 1,013 voters, in English and in Spanish between Sept. 16 and Sept. 21. The margin of error is plus or minus 3 percentage points. 

More than half of women of reproductive age have seen or heard the false claim that hormones in contraceptives are harmful, and about 4 in 10 have been exposed to the false idea that hormones in contraceptives limit your ability to get pregnant in the future, according to a new survey.

The survey by KFF, a nonprofit health research organization, also found that about a third of women between the ages of 18 and 49 have seen or heard the inaccurate assertion that natural family planning methods are just as effective as hormonal birth control, and a similar percentage have been exposed to the erroneous idea that emergency contraceptive pills cause abortions.

According to the American College of Obstetricians & Gynecologists, long-acting reversible contraception and hormonal birth control are much more effective at preventing pregnancy than fertility awareness-based methods such as menstrual cycle tracking.

A large majority of reproductive age women said health care providers are their most trusted source for reliable health care information, with 85% saying they trust them a great deal or a fair amount. In contrast, only 26% said they trust U.S. Department of Health and Human Services Secretary Robert F. Kennedy Jr. for reliable health information, and 48% said they trust federal health agencies. About 25% said they trust AI tools and chatbots, and 14% said they trust  social media and social media influencers.

Kennedy has made several statements related to reproductive and sexual health that contradict the medical consensus, including that prenatal exposure to Tylenol and COVID vaccines may be linked to autism. Under Kennedy, HHS has shifted the focus of federal family planning and pregnancy prevention grants away from expanding contraceptive services and toward promoting childbearing or what’s known as restorative reproductive medicine.

The KFF survey found that among 3,538 women of reproductive age, about 35% said they saw or heard something about contraception on social media in the past 12 months.

Of those who saw social media posts about contraception, 78% said they had used contraception in the past 12 months, with 62% using hormonal methods. Of those, 8% stopped and 9% started a new method because of something they saw or heard on social media.

But for a larger share of this group, contraception-related posts led to further consultation, either with a doctor (19%) or online or from AI (36%). Women ages 18 to 25 were more likely to consult AI or the internet (46%) compared with women ages 36 to 49 (29%).

Stateline reporter Sofia Resnick can be reached at sresnick@stateline.org.