It was late in the season, and most of the birds were gone. But there had to be a few stragglers out there, late migrators that hadn’t yet left for warmer waters.

Jordan Lillemon tossed his decoys into Lake Christina, a few yards from shore, and hoped that western Minnesota still had some goldeneyes, ducks with stark black-and-white bodies. He was almost certain that sunlight would bring in hooded mergansers, smaller ducks that fly fast and dive and appear suddenly from any direction, at any time, and are among the most difficult to shoot.

Kettle, his 7-year-old black Lab, paused for a moment in the water, then climbed up to her platform next to the hunting blind and waited for the sun to rise.

Nearly all of the wetlands in Minnesota’s prairie region have been destroyed, drained away and turned into row crops by thousands of miles of ditches and tile lines. Many of the few that remain – an estimated 5% of the total before settlement – were saved by duck hunters.

The love of birds, for sport and food, or simply for observation, has been the saving grace of the swamps, marshes and shallow lakes along the Mississippi River, from its upper reaches in Minnesota, Wisconsin and Iowa on down to Missouri, Arkansas and Louisiana.

Hundreds of species, including every kind of duck, goose and swan, need those wetlands, which rise and fall, flood and recede, to breed, forage and rest.

When wetlands are destroyed, the birds are usually the first to noticeably die off.

By the early 1900s, it was clear that draining the swamps, bayous and backwaters of the Mississippi River to create new and valuable farmland was causing drastic falls in duck and wildlife populations across the continent.

In 1918, a man who grew up in Davenport, Iowa, and moved out east wrote to the Omaha World Herald to ask if duck hunting along Davenport’s portion of the Mississippi River was still the best in the world.

“All swamplands have been reclaimed, drained and fields of waving corn now stand where in your days the muskrat built his home,” the paper’s outdoor writer responded. “Very little duck hunting is now enjoyed along the Mississippi River.”

Waterfowl populations continued to fall for the next 15 years, until the habitat loss and over-hunting pushed several species to the brink of extinction.

In 1934, Congress tried something new – and simple. Lawmakers required every goose and duck hunter over the age of 16 to buy a $1 stamp. All the money collected from the stamp would be used to buy and permanently protect swamps and marshes up and down the Mississippi Flyway that the birds needed to survive.

It worked. Through the first few years of the program, the United States and hunters were able to save thousands of acres of marshes. Then tens of thousands.

The ducks almost immediately returned.

The agency in charge of the duck stamp, which became the U.S. Fish and Wildlife Service, started working with nonprofit conservation groups like Ducks Unlimited not only to save swamps but to revive ones that had been destroyed. Ducks Unlimited would negotiate easements with landowners and then remove drainage tiles, ditches and dams to restore the natural flow of water to breeding grounds that had been lost. The Fish and Wildlife Service worked with Ducks Unlimited and other groups to buy and permanently protect restored wetlands.

Over the last 90 years, revenue from the hunting stamp, which now costs $25, has saved about 6 million acres of wetlands. Ducks Unlimited, which is funded primarily by hunters, estimates it has restored 18 million acres in North America, the vast majority in nesting grounds for birds that migrate along the Mississippi Flyway, from prairie Canada to the Gulf of Mexico.

That’s a total area of swamps, marshes, bogs and shallow lakes larger than Lake Superior.

But it’s a fraction of what it was.

Lake Christina was one of the most famed and productive hunting lakes in Minnesota in the 1920s. There were regular reports then of more than 100,000 white-backed canvasback ducks dotting the lake. But by 1959, that number had fallen to about 250.

Lillemon grew up on the lake, and seeing its rebirth helped inspire him to become a habitat engineer for Ducks Unlimited.

“It’s hard for me to hunt anywhere else,” he said, as the birds have become so consistent.

The waterline in a healthy and functioning wetland needs to fluctuate, like lungs. The damage done to a wetland when it is drained is immediate and obvious, like air sucked out of a collapsed lung. The rich soil dries up and can be plowed and turned into a cornfield. But the other extreme is just as damaging. Wetlands can be flooded to death. This happens when dams, drainage ditches and tile lines force too much water into the system and don’t let it leave. Imagine taking a deep breath and never being able to exhale.

That’s what happened to Lake Christina.

As thousands of acres of what had been meandering streams and marshes were drained to build out the crop fields of west-central Minnesota, some of that water pushed into Lake Christina. The higher water levels allowed bullheads and carp to thrive. They churned up the lake bottom, and it became dark and mucky. Native aquatic plants like wild celery died off.

The birds left.

About 15 years ago, Minnesota lawmakers funded a pumping system in one of the dams near the lake with the help of Ducks Unlimited and the Fish and Wildlife Service. In 2010, the state drew down water levels, allowing the system to exhale for the first time in 50 years. Fish and algae populations immediately dropped to more natural numbers. Sunlight once again reached the lake bottom. Plants started growing.

As the lake rose with the rains and snow melt of the following spring, thousands of ducks returned.

Shortly after sunrise on his hunting trip in November, a lone bird flew in high and fast from Lillemon’s left. The duck ignored the decoys, going straight overhead. Lillemon swung and fired. The bird fell.

“Hooded merganser,” he said.

Kettle leaped from her platform, swam out, brought it to Lillemon and then looked back up at the sky. It would be a busy morning for Kettle. There were no goldeneyes, but Lillemon and his party had nearly filled its limit of mergansers by 9 a.m.

Restoration can still feel like a losing battle.

For every acre of wetland being restored in Minnesota, more are being lost. A 2024 U.S. Department of Agriculture study found that eight of the top 10 U.S. counties where tile drainage was growing fastest were in southern Minnesota. Nearly all of those drainage systems shoot water into a river that ends up in the Mississippi.

Minnesota lost 140,000 acres of forested wetlands between 2006 and 2020, with many replaced by flooded or man-made ponds and lakes.

The Supreme Court’s 2023 Sackett decision has also removed federal Clean Water Act protections for wetlands unless they have a continuous surface connection to navigable waters. That strips federal protection from many shallow breeding ponds, which fill up with rain and snowmelt only in the spring.

Those ponds, called prairie potholes, will now have to rely either on state protections or conservation programs like those funded by the duck stamp.

Over the last 20 years, wetlands have been losing some of their most ardent advocates. Duck hunting, as a pastime, is in decline throughout breeding grounds of the Upper Midwest.

The number of licensed waterfowl hunters in Minnesota dropped by 45% between 2000 and 2023 – a loss of about 55,000 hunters. South Dakota duck and goose hunters fell by nearly a third over roughly the same time. Wisconsin has dropped by 5,000 licensed hunters. 

But across the country, sales of the federal duck stamp have remained stable at about 1.5 million stamps sold each year since 2010. Some of that is because duck hunting has been growing as a sport in the South, in places like Arkansas where licensed hunters have increased.

It’s also because there has been a newfound push among birders, those who observe but don’t hunt, to buy duck stamps to support the preservation of wild places, said Scott Glup, the recently retired project leader of the Litchfield Wetland Management District for the Fish and Wildlife Service.

“They take as much pleasure in seeing a bird as I do watching my dog work a field,” he said. “If you want bird habitat, here’s something you can do. Buy a duck stamp.”

Each acre is its own struggle to reclaim.

The farmland where much of the losses have been is valuable. Some of it was drained by county or state governments for what was believed to be for the public good.

In November, Glup stood by the side of one of the wetlands he helped restore a few days before his retirement. It took 15 years for the Fish and Wildlife Service to work out a deal with the landowners to put a conservation easement on the property. It’s still owned by the farmers, but it can never be drained or intensively farmed again.

The site was a 200-acre lake named Butler Lake more than 100 years ago. But in 1919, a handful of nearby farmers asked Meeker County to drain it away to give them more room to graze their cattle. The county obliged, hiring a contractor to empty the lake.

Using duck stamp dollars, the Wildlife Service bought the easements. Partner groups including Ducks Unlimited and Pheasants Forever helped tear out some of the old drain tile. And in 2024, a smaller, 65-acre Butler Lake held open water for the first time in more than a century.

Glup watched a pair of trumpeter swans in the lake. Just a few weeks earlier he had seen sandhill cranes, sora rails and black terns all finding an old stopping ground for their migration that had been covered up for a century.

How can you justify taking land out of production?

That’s the most persistent question Glup received in his 37-year career restoring wetlands.

Watching the swans, Glup said he used to dread that question from hostile county boards and skeptical farmers. But then he started looking forward to it – after he had hunted in some of those restored fields and seen all that they had brought back.

“We’re not taking it out of production, we’re putting it back into production,” Glup said. “With these wetlands we’re producing groundwater recharge, erosion control, flood protections, ducks and pheasants. We’re producing public land that people can go out and enjoy. We’re producing pollinators.”

Throughout his career Glup was usually the first one in the office, arriving around sunrise. The Litchfield office is a small building off of a two-lane road that backs up a few hundred acres of restored prairie. During the season he would hunt pheasants over his lunch break in that prairie with Rica, the best pheasant dog Glup has ever had.

About four years ago, as he walked from his car, he heard the clear and cheerful song of meadowlark. It’s a sound he had once heard often, but not in years as Minnesota’s western meadowlark population fell.

“I know young folks who don’t know what a meadowlark is because they’ve never seen them, they’ve never heard them perform,” he said.

Glup ran into his office, grabbed a pair of binoculars and found the bird — a male, bright and yellow, singing in the field.

“For about two weeks, he sang,” Glup said. “And then he disappeared.”

Each year since, meadowlarks have been back. He’ll count up to 10 of them some mornings.

He’s not sure what exactly the limiting factor was. Was it space, water, a certain mix of insects brought in by the right combination of wildflowers? But somehow the field behind his office went from inhospitable to hospitable for meadowlarks, he said.

And as soon as it did, a bird that he hadn’t seen in decades returned.

It’s almost always the birds, he said, that will tell you if the land is healthy.

This story is part of the series Down the Drain from the Mississippi River Basin Ag & Water Desk, an independent reporting collaborative based at the University of Missouri in partnership with Report for America, with major funding from the Walton Family Foundation.

Wisconsin Watch is a member of the Ag & Water Desk network. Sign up for our newsletters to get our news straight to your inbox.

For sport or food, love of birds is saving grace for America’s wetlands is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.

On a sunny spring day on a farm outside St. Louis, U.S. Environmental Protection Agency Administrator Lee Zeldin celebrated a new era for America’s wetlands. 

Flanked by farm equipment and a large American flag, Zeldin said federal rules about wetlands, long a source of frustration for people who want to drain them to grow crops or build homes, were going to relax. 

“The federal government doesn’t need to be regulating every puddle on every property everywhere in America,” he said to a group of local farmers, in a state that has already lost nearly 90% of its natural wetlands.

Zeldin said the Trump administration will once and for all solve the hotly debated question of which wetlands are federally protected — determined by the tricky term “Waters of the United States” — so farmers won’t be punished for draining them. 

That solution, Zeldin said, will come from a 2023 U.S. Supreme Court ruling that declared only wetlands connected to a “water of the U.S.” will be protected. That ruling, Sackett v. EPA, could remove safeguards from more than half of the nation’s remaining wetlands, which slow flooding, improve water quality and serve as important wildlife habitat. 

“There is nothing to debate anymore … we’re going to follow the Supreme Court,” Zeldin said. “It’s going to be simple.”  

But wetland protections have never been simple. 

To align with Sackett, the EPA will rewrite the definition of “Waters of the U.S.,” which spells out which water bodies and wetlands are subject to federal regulation in the Clean Water Act. The term has been caught in the crosshairs of litigation and politics for decades. Environmental advocates claim more expansive federal protections are needed to preserve the country’s natural resources, while some farmers and homebuilders argue the government is overstepping its authority to control their land. 

Zeldin’s proposed definition instructs the federal government to take a big step back from how many wetlands it protects, which conservationists have warned will further abuse a misunderstood ecosystem that has already experienced widespread destruction. 

The battle to save what’s left will fall to the states, which don’t protect wetlands equally.

The Mississippi River, of course, doesn’t heed any state rules on its long journey from Minnesota to the Gulf, and its millions of acres of wetlands control flooding and catch pollutants all along the way. An uncertain future for those wetlands means an uncertain future for the river and the people, animals and ecosystems that rely on it. 

Mississippi River wetlands are varied and vital 

Wetlands are places where land and water meet, and the Mississippi River Basin, which covers 40% of the contiguous U.S., hosts some 65 million acres of them. 

What they look like varies immensely. The prairie potholes of the upper Great Plains formed from retreating glaciers. Peatlands, most common in Minnesota, are characterized by a layer of dead plant material called peat. The swamps of the Gulf South are home to water-loving trees, like cypress and tupelo. And along the coast, freshwater from the river’s mouth and saltwater from the ocean mix in tidal marshes. 

Their common denominator is their great ecological diversity and their ability to relieve flooding, purify water, mitigate drought and provide rich wildlife habitat. Experts say in an era of increased storms, droughts and floods wrought by climate change, they’re needed now more than ever. 

During the river’s massive, long-lasting flood in 2019, Nahant Marsh, a protected wetland in Davenport, Iowa, held about a trillion gallons of water from the Mississippi that would otherwise have flooded downstream communities, according to Brian Ritter, executive director of the marsh’s education center. 

Wetland protections get political  

Despite their benefits, wetlands are in peril. Intentional destruction began in the country’s colonial days, when “drain the swamp” was a literal, not political, strategy to clear space for farmland and cities. They were also vilified, thought to harbor diseases, dangerous animals and even monsters and ghosts. 

The states that border the Mississippi River have lost at least half of the wetlands they once had, and in some states, like Illinois, Iowa and Missouri, nearly all are gone. In 2019, the latest year for which data is available, only about 116 million acres of wetlands remained in the contiguous U.S., roughly half of the pre-colonial landscape. 

In the last 50 years, societal views of wetlands changed as people learned more about their value. They also became a bipartisan issue. The 1972 Clean Water Act gave them federal protections; the 1985 Swampbuster provision in the Farm Bill penalized farmers who grew crops on converted wetlands; and former President George H.W. Bush declared “no net loss” of wetlands a national goal in the late 1980s. 

But they are still disappearing. The Mississippi River Basin lost 132,000 acres of wetlands between 2009 and 2019, according to data from the U.S. Fish and Wildlife Service. That’s the equivalent of about 100,000 football fields. 

And as efforts to protect wetlands picked up, so did the issue’s political charge, launching fights over the remains of a system that was once far more vast.  

“When people heard about wetlands, it was always, ‘There’s a wetland in between where I am now and what I need to do. And the goddamn government won’t let me fix that,’” said Tracy Hames, executive director of the Wisconsin Wetlands Association.

Before Sackett, the Supreme Court tried to lay down the law in Rapanos v. United States in 2006, when a developer in Michigan wanted to fill in wetlands on his property to build a shopping center. A majority of the justices agreed that the government had overstepped, but they offered two interpretations of which wetlands get federal protections. One was more restrictive, saying only wetlands that touch a protected body of water could be regulated, and one was broader, saying any wetlands that play a key role in improving downstream water quality could be regulated. 

In the years that followed, presidential administrations have flip-flopped between the broader and more restrictive approach to governing wetlands, continually redefining “Waters of the U.S.”

Former President Joe Biden’s administration issued a broader “Waters of the U.S.” rule. But 26 states sued to block his rule from taking effect. That means that while those legal battles play out, the country is using two “Waters of the U.S.” rules to determine which wetlands are protected — Biden’s amended rule and an older version in the states that sued. 

“Waters of the U.S.” has been a “pain in the side” for farmers and ranchers, Zippy Duvall, president of the American Farm Bureau Federation, said in Washington March 12 after Zeldin announced his intent to revise the rule.  

“I need a rule that’s on one page, that’s sitting on the dash of my truck right beside my devotional book, and if I have a question about a ravine on my farm I can pick that one page up and read it and interpret it myself,” Duvall said. “It should be that simple.” 

And homebuilders say to fix the nation’s housing shortage, which is estimated to be at least 1.5 million housing units, developers will need wetlands. 

They’ve tried to avoid them because of the difficult permitting process over the years, said Tom Ward, vice president of legal advocacy for the National Association of Home Builders. 

“To get these 1.5 million units, we’re going to have to go back to some of those more difficult pieces of property,” Ward said. 

What’s next 

Speaking with reporters in Chesterfield, Zeldin said he’d end the ambiguity and back-and-forth with one word. 

“Sackett,” he said. “S-A-C-K-E-T-T.” 

On March 12 the EPA issued guidance that spells out what the new rule will do: Unless a wetland directly abuts another federally protected water, it will not get federal protections. 

Importantly, that guidance isn’t legally binding. Until the EPA issues its new rule, wetlands will still have Biden-era protections, meaning half of the country will be under one rule, and half will be under another. And the rule-making process contains lengthy steps that can take years — the Trump administration issued its first “Waters of the U.S.” rule in 2020 — although Zeldin has promised this one won’t take as long. 

That means the actual impacts of Sackett are yet to be understood, although some have attempted to predict them. Following the ruling, the EPA under Biden estimated that up to 63% of the nation’s remaining wetland acres could lose federal protections.  

Another way to examine the impact is by looking at the determinations the Army Corps makes when someone wants to drain or fill a wetland. After the Sackett decision, about 18% fewer of those determinations found the wetland was federally protected, according to Adam Gold, coasts and watersheds science manager for the advocacy group Environmental Defense Fund. 

Although the tool Gold created to track the change in these determinations has limitations, in part because of a small post-Sackett sample size, he said it gives a “sneak peek” at how federal protections for wetlands are waning. 

Even under a new rule that the Trump administration asserts will be more straightforward, wetlands will not have the same protections across the country because different states have different rules. Along the Mississippi River, Minnesota, Wisconsin, Tennessee and Mississippi have wetland protections that go beyond the arm of the Clean Water Act, an Ag & Water Desk analysis found. But Iowa, Illinois, Missouri, Kentucky and Arkansas do not have more protective wetland laws on the books. Louisiana extends broader state protections to its coastal wetlands, but not inland ones.

In other words, it will be easier to develop wetlands for housing in Missouri, for example, than in Minnesota. That will likely cause confusion and variation across the country, said Mark Davis, founding director of the Tulane Institute on Water Resources Law and Policy in New Orleans. “I think you’re almost guaranteed to have more confusion … we’re like everybody else. We’re reading tea leaves.”

Even the state laws are moving targets. Illinois is aiming to beef up its wetland protections, for example, while in Tennessee, lawmakers want to scale theirs back. 

Still, Zeldin intends to close the case on “Waters of the U.S.,” stepping back from decades of broad federal protections for wetlands and giving farmers and developers the certainty they’ve long asked for, with Sackett as his guide. 

But given the history of wetland regulation, certainty could still be an elusive target. 

After all, the Biden administration defended its amended “Waters of the U.S.” rule as being consistent with the Sackett ruling, too, said Abby Husselbee, a staff attorney at Harvard Law School’s Energy and Environmental Law program. 

“To the extent that this EPA would proclaim to be the final arbiter of how Sackett applies to the definition of (Waters of the U.S.) — we see already that there are other interpretations,” Husselbee said. “I don’t necessarily know that those would go away forever.” 

Avery Martinez of KMOV, Estefania Pinto Ruiz of KWQC and Elise Plunk of the Louisiana Illuminator contributed to this story. It is part of the series Down the Drain from the Mississippi River Basin Ag & Water Desk, an independent reporting collaborative based at the University of Missouri in partnership with Report for America, with major funding from the Walton Family Foundation.

Wisconsin Watch is a member of the Ag & Water Desk network. Sign up for our newsletters to get our news straight to your inbox.

A new era dawns for America’s disappearing wetlands as feds retreat from oversight is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.

Flood control along the Mississippi River is a central piece of a newly passed federal law — work that advocates believe is critical as the river basin sees more frequent and severe extreme weather events due to climate change. 

The Water Resources Development Act (WRDA) is passed by Congress every two years. It gives authority to the U.S. Army Corps of Engineers to undertake projects and studies to improve the nation’s water resources. 

Signed into law Jan. 4, this year’s package includes studies on increased flooding in the upper basin, flood mitigation measures throughout the river system, ecological restoration, and a $6 billion floodwall in Louisiana. 

The Mississippi River is managed in large part by the Army Corps, so it often features prominently in the bill, with a dual aim of making the river more suitable for shipping and restoring environmental degradation from flooding, nutrient pollution and climate change. 

Kirsten Wallace, executive director of the Upper Mississippi River Basin Association, called this year’s WRDA “a pretty special one.” She said it contained wins for many of the diverse stakeholders along the river, including shippers, environmental advocates, riverfront communities and federal and state agencies — who don’t always agree. 

Advocates lauded the law’s emphasis on nature-based solutions. In a press release, Stephanie Bailenson, policy team lead for The Nature Conservancy, said, “Since 2016, Congress has directed the corps to consider natural and nature-based solutions alongside or instead of traditional infrastructure. This latest act continues that trend.”

But all of these projects are only promised because funding doesn’t come until later, when Congress appropriates it. Many projects authorized in previous versions of the law are still unfunded, according to the Congressional Research Service.

Here’s what will affect the river in the Water Resources Development Act of 2024: 

Study of flood risk on the upper Mississippi River

The law authorizes a large-scale study of flooding on the Upper Mississippi River System, which includes the Mississippi River from its headwaters to where it meets the Ohio River at Cairo, Illinois, as well as the Illinois River and portions of some smaller tributaries.

The upper river has seen two major floods in the last few years: one in 2022 and one in 2019, which lasted for months and caused billions of dollars in damage. 

The study’s chief goal: figuring out how to reduce flood risk across the entire river system, instead of relying on municipalities to try to solve flooding problems themselves, which can sometimes have impacts downstream. North of St. Louis, for example, levees constrain the river to protect communities and valuable farmland from flooding — and some levee districts have raised those levees higher, safeguarding themselves but effectively pushing floodwaters faster downstream. 

“This plan allows more of a comprehensive way for levee districts to improve what they currently have … in a way that doesn’t put them in a position to be adversarial or just impose risk somewhere else,” Wallace said. 

She said the study will be a challenge, but that levee districts are eager for solutions as flood risks and heavier rainfall increase. 

Once the study receives funding, it will be led by the Army Corps’ St. Louis District, Wallace said. It’ll solicit input from cities, towns and ports along the river, recreators, the shipping industry and federal environmental agencies like the U.S. Fish and Wildlife Service and the U.S. Geological Survey. 

Flood projects for cities from the headwaters to the delta 

Cities and towns along the river could get help for the localized effects of flooding too, thanks to several projects authorized by the law. Upstream, that includes La Crosse, Wisconsin, which will enter into an agreement with the Army Corps to study the role of the city’s levees, which were constructed around the river’s record flood in 1965. 

“We have to have an eye on maintaining what we’ve got and looking toward the future and whatever conditions the river might undergo to be prepared as best we can,” said Matthew Gallager, the city’s director of engineering and public works. “Because obviously, nature is going to win.” 

Downriver, Louisiana secured the largest project authorization within the law. To protect communities in St. Tammany Parish, a county north of Lake Pontchartrain, Louisiana, plans to build a $5.9 billion levee and floodwall system totaling 18.5 miles in length to protect over 26,000 structures, most of which are family homes. 

The St. Tammany Flood Risk Management Project is slated to receive $3.7 billion in federal funding. The other 35% will come from non-federal sponsors, such as the Louisiana Coastal Protection and Restoration Authority (CPRA). 

“By authorizing the St. Tammany project for construction, Congress recognizes again the national importance of Louisiana and that CPRA can work with the federal government to execute a multi-billion coastal protection project successfully,” said CPRA Chairman Gordy Dove.

The law also authorizes a federal study of the Lake Pontchartrain Storm Surge Reduction Project, a component of Louisiana’s Coastal Master Plan meant to protect nine parishes bordering the lake. The Army Corps will investigate whether the proposed project to reduce flood risk is in the federal interest. 

Other approved flood control projects will be funded along the lower Mississippi River and its tributaries, including the Ouachita River in Louisiana. Several counties in Mississippi will also receive funding to improve environmental infrastructure, such as water and wastewater systems. 

Near Memphis, the bill authorizes the Hatchie-Loosahatchie Ecosystem Restoration project, which covers a 39-mile stretch of the lower Mississippi River. The project aims to manage flood risks while also restoring and sustaining the health, productivity and biological diversity of the flyway. 

In New Orleans, a study was authorized to investigate ecosystem restoration and water supply issues, such as the mitigation of future saltwater wedges that threaten drinking water and wetlands at the very end of the Mississippi River. 

More support for the Upper Mississippi River Restoration program 

The law also increases the amount of money Congress can give to the Upper Mississippi River Restoration program, which funds habitat restoration activities and scientific research on the upper river. 

Congress increased the money it can direct to the research part of the program by $10 million, bringing the total the program can get to $100 million annually. 

The funding boost “really is a recognition of the value of the science … the understanding that has improved about how the system is functioning over the last three decades,” said Marshall Plumley, the Army Corps’ regional manager for the program. 

If given extra funding, Plumley said program staff want to use it to better understand the effects of the increased amount of water that has flowed through the river in recent years. That increase, partly attributed to wetter conditions due to climate change, is changing the river’s floodplain habitats, including forests and backwater areas. 

A change to how new water infrastructure gets funded

The Mississippi River functions as a water superhighway, transporting around $500 million tons of goods each year. Infrastructure to keep shipping running smoothly is costly, and one adjustment in WRDA 2024 is aimed at shifting the burden of those costs. 

Taxpayers have been funding inland waterway infrastructure for nearly two centuries, but in 1978 Congress established the Inland Waterways Trust Fund, which requires the private shipping industry to pitch in. 

Today, the trust fund’s coffers are filled by a 29-cent per gallon diesel tax on commercial operators that use the Mississippi River and other inland waterways, adding up to about $125 million per year in recent years. New construction — like wider, more modern locks and dams on the upper river — is paid for through a public-private partnership: the private dollars in the fund, and federal dollars allocated by Congress. 

Until recently, the private dollars covered 35% of new construction costs, and federal dollars covered 65%. The new WRDA adjusts that to 25% and 75%, respectively. 

Advocates for the shipping industry have long believed taxpayers should have a bigger hand in funding construction because it’s not just shippers who benefit from an efficient river. 

The balance in the trust fund “always limits” construction that can happen in a given year, said Jen Armstrong, director of government relations for the Waterways Council. 

“We can’t afford to have projects take three decades or two decades to complete,” Armstrong said, “because we have other locks that are deteriorating.” 

Armstrong said she believes shifting more of the cost to the federal government will accelerate those projects. 

Not everyone supports the cost share change, however, including American Rivers, which has opposed the creation of new locks on the upper Mississippi in favor of helping the river revert to more natural processes. 

Kelsey Cruickshank, the group’s director of policy and government relations, called it “a disappointing development that continues to give short shrift to the incredible ecosystem of the world’s third-largest freshwater river system.”

This story is a product of the Mississippi River Basin Ag & Water Desk, an editorially independent reporting network based at the University of Missouri School of Journalism in partnership with Report For America and funded by the Walton Family Foundation. Wisconsin Watch is a member of the network. Sign up for our newsletter to get our news straight to your inbox.

New federal law addresses climate extremes and flooding along Mississippi River is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.

Jerry Boardman doesn’t remember exactly when he started collecting acorns in the fall.

But the thousands upon thousands of them he gathers to share with people working to improve habitat along the Mississippi River makes the 81-year-old resident of De Soto, Wisconsin, a small village between La Crosse and Prairie du Chien, a pretty big deal.

“It’s like a myth or a legend,” Andy Meier, a forester for the U.S. Army Corps of Engineers who receives a portion of Boardman’s bounty, said of the integral role it plays in his work. “It just has always been that way.”

In reality, Boardman began collecting around the time that the need for acorns — a nut that contains the seed that grows oak trees — was growing critical. For the past few decades, the trees that grow in the Mississippi River floodplain, known as floodplain forests, have been struggling. Although they’re named for their ability to withstand the river’s seasonal flooding, they’ve recently been overwhelmed by higher water and longer-lasting floods.

Overall, forest cover along the stretch of the river from Minnesota down to Clinton, Iowa, decreased by roughly 6% between 1989 and 2010, according to a 2022 report on ecological trends on the upper Mississippi. In the years since, losses in some places have neared 20% — and were particularly acute following a massive flood event in 2019. 

What exactly is driving the excess water isn’t fully fleshed out, but climate change and changes in land use that cause water to run off the landscape faster are likely factors.

The result is mass stretches of dead trees that can no longer perform their functions of providing wildlife habitat, sucking up pollutants that would otherwise run downriver and slowing water during floods.  

Floodplain forests in the lower section of the river are also diminished. The Lower Mississippi Alluvial Valley, which stretches from where the Ohio and Mississippi rivers meet, in Cairo, Illinois, to the Gulf of Mexico was once almost entirely forest. Today, about 30% of that land is treed.  

Government agencies and various nonprofits are attempting to reverse the forestland decline by planting new trees, and volunteers like Boardman are key to the effort. 

Local is best

Reno Bottoms, a sprawling wetland habitat on the river near Boardman’s hometown of De Soto, is one place where tree die-off has been extensive. Boardman, who has been a commercial fisherman, hunter and trapper on the river for most of his life, called the change in forest cover in recent years “shocking.” To combat it, he puts in about 100 hours a year between August and October gathering acorns from the floodplain in De Soto, Prairie du Chien and La Crosse. 

To maximize his time, Boardman uses a contraption not unlike ones used to pick up tennis balls to scoop up the acorns. One small variety, though, requires one to “get down on your hiney or your knees” to pick them up, he said. For those, he relies on a little grunt work.

The idea is that if the trees that produced the acorns were successful enough at warding off flood damage to drop seeds, those seeds might be similarly resilient if replanted.

Boardman looks for acorns from the bur oak, pin oak and swamp white oak, the latter of which is particularly well suited to the floodplain forest. And the numbers he puts up are impressive — last year, he collected about 130,000; this year, 65,000.

He splits up the total to give to the Army Corps and the U.S. Fish and Wildlife Service, both of which have foresters planting trees to restore floodplain habitat.

“Pretty much everything that Jerry collects, in one way or another, will return to the river,” said Meier, the corps forester.

Last fall, for example, between 20,000 and 30,000 of Boardman’s swamp white oak acorns were scattered near McGregor Lake, a river backwater near Prairie du Chien where the corps is piloting an effort to protect trees from flood inundation by raising the forest floor a few inches.

This spring, Meier said, he was “blown away” by the approximately 1,000 seedlings that had taken root there and begun to sprout.

Having access to Boardman’s acorns is important because it gives the corps the chance to experiment with direct seeding, instead of buying young trees and planting them. Direct seeding is both cheaper and more likely to result in a viable tree because the seed is local.

“When we have an opportunity to get something we know came from the river, we know that it’s adapted to growing there,” Meier said.

Not every community has a Boardman, though, and many organizations doing reforestation work have to shell out for seed or look for options from further afield. 

For example, M&C Forest Seeds, based in Clarendon, Arkansas, pays seed collectors cash for acorns and then re-sells sorted seed to government agencies or nonprofits. M&C contracts with collectors to gather acorns at particular latitudes along the river, which they then market to replanting efforts at similar geographic locations. 

Living Lands and Waters, an Illinois-based environmental organization, uses nurseries to cultivate oaks from the region and distributes more than 150,000 trees annually in three-gallon pots to volunteers or individuals. 

Little by little, through the efforts of various government agencies and nonprofits, it all ends up in the ground. 

For instance, since 2007, Living Lands and Waters has planted more than 2 million trees along waterways in the Mississippi River Basin. The Nature Conservancy, using U.S. Department of Agriculture and other program funds, has reforested about a million acres across Mississippi, Louisiana and Arkansas in the last 30 years. Much of that acreage was on low-lying farmland prone to flooding that had once been forest.

Volunteers key to planting efforts

Whether collecting seeds or planting them, volunteers like Boardman are key to making the work happen. 

Ev Wick, a fifth grade teacher at De Soto’s Prairie View Elementary, has taken his students out for an acorn-gathering day with Boardman for the past several years. Boardman scouts the best trees ahead of time, Wick said, then the kids get to work. They can pick up between 5,000 and 6,000 in a day, propelled by friendly competitions to see who can collect the most or fill their bucket quickest.

They’re interested when Boardman tells them all the acorns they collect will eventually be planted on the islands they see in the river, Wick said. 

Last October, Living Lands and Water brought together people from groups like the Clean River Advisory Council and the Rock Island County Soil and Water Conservation District to plant oak trees near the Quad Cities. Volunteers planted 85 oak trees in a park by the Mississippi River in Illinois City, Illinois. This event helped restore forests but also provided opportunities for people to learn and connect with nature.

“We get individuals that may have never planted a tree before but want to come out because it sounds like a cool, fun thing,” said Dan Breidenstein, vice president of Living Lands and Water. “Not only did they learn how to plant a tree, but they also learned about these different species that we were doing. Every time they visit that area or drive past that building, they’re connected to the area around them, and that tree’s not going anywhere.” 

Organizers are particularly tickled when young people show up.

“My favorite part of today is being outside and in the environment because I don’t go outside much,” said Brooklyn Wilson, a high school junior who volunteered at the October event. “The most important thing to understand is that as a community we need to be able to come together and help and pick up and do what we need to do to better our environment and neighborhoods.” 

Perhaps some of the young volunteers will follow in Boardman’s footsteps. 

As for Boardman, the chance to donate acorns or otherwise help out is a no-brainer.

“That river has given me so much,” he said. “I’ve just got to give back all I can give.”

This story is a product of the Mississippi River Basin Ag & Water Desk, an editorially independent reporting network based at the University of Missouri School of Journalism in partnership with Report For America and funded by the Walton Family Foundation. Wisconsin Watch is a member of the network. Sign up for our newsletter to get our news straight to your inbox.

Disclosure: The Mississippi River Basin Ag & Water Desk, The Nature Conservancy and the Clean River Advisory Council receive funding from the Walton Family Foundation.

Volunteers collect and plant acorns along Mississippi River to save struggling forests is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.

Early on Election Day, highways in the St. Louis area were inundated with water. Over several days, intense storms battered Missouri, bringing six to 10 inches of rain — record-breaking amounts for November.

The flash flooding killed at least five people, including two older poll workers whose vehicle was swept from a state highway.

Mayors along the Mississippi River have watched for years as intensifying rain storms and flooding wreak havoc on their communities.

Take Grafton, Illinois, which escaped Election Day flash flooding but suffered $160,000 to $170,000 in damages from a heavy rain event in July. The town’s main intersection was blocked with logs and debris, and the storm blew out a water line and left streets in need of repair.

But Grafton never received a federal disaster declaration and was not eligible for assistance from the Federal Emergency Management Agency (FEMA). Instead, it paid for road and water line repairs through its Department of Public Works’ annual budget. As a result, the city could no longer purchase new trucks for snow plowing this year, as it had planned.

“What it means is that we’ll limp through another year, keep the vehicles running,” said Grafton Mayor Michael Morrow, who oversees the $1.2 million annual budget for the small riverfront city of about 600.

River communities have suffered repeated losses. But federal disaster funding can take weeks, months or even years to pay out. Traditional insurance programs are tied to property and require proof of loss for a payout, which can be burdensome and lengthy to assemble. 

So this fall, the Mississippi River Cities and Towns Initiative (MRCTI) announced a new insurance pilot, with hopes of better helping river towns recover. 

MRCTI, which represents 105 cities in 10 states in the Mississippi River Basin, including Wisconsin, is working with Munich Re, a German multinational insurance company, to create the insurance product. 

The resulting pilot will test a novel type of insurance pool — called parametric insurance — that is designed to rapidly fund emergency response after natural disasters such as flooding. 

Pilot will test usefulness of new ‘parametric’ insurance policies

The likely cause of intensifying rainfall and floods is human-caused climate change, according to the Fifth National Climate Assessment, a scientific report created every four years for the United States Congress and the president, to help explain the impacts, risks and vulnerabilities associated with a changing global climate.

In 2019, communities in the Basin saw months of flooding, spanning across the Mississippi, Missouri and Arkansas rivers. Reported losses totaled almost $25 billion across at least 17 states, according to the National Oceanic and Atmospheric Administration.

The central U.S. is emerging as a new flash flooding hotspot, according to research published in Nature’s Communications Earth & Environment journal. With its new role as a hotspot comes more disaster damage – and need for insurance that addresses that.

While conventional indemnity insurance requires insured owners to prove specific losses by amassing evidence and presenting pre-storm documentation, parametric insurance pays out quickly after agreed-upon “triggers” – such as wind speeds or river heights – reach a certain level. 

For the MRCTI pilot, Munich Re has suggested using watershed data from the U.S. Geological Survey to determine the best gauges along the river to measure flood depth. Once the river flooding reaches a certain depth, the payout would be triggered. 

Getting that trigger right is key, said Kathy Baughman McLeod, chief executive officer of Climate Resilience for All, a nonprofit focused on climate adaptation.

“You want to have sufficient understanding of how you set the triggers at a certain place and why,” she said. “There’s a lot of engagement necessary to get everybody on the same page about what the product is, how it works, what the trigger should be.”

The goal of Munich Re’s pilot program is to demonstrate in real time how a parametric insurance payout policy would function in current insurance market conditions and how swift payouts could better assist a city’s disaster response in the immediate days following a flood.

First, Munich Re will develop a mock-up of the insurance policy for one hazard – flooding – with the understanding that multiple hazards, like intense heat, or drought, could be added later, said Colin Wellenkamp, executive director of MRCTI and, as of Nov. 6, a newly elected state representative for Missouri District 105. 

The mock-up would calculate a range of premium costs and theoretical payout options that would be available for cities of varying sizes along the river. But the pilot won’t cost the cities a cent – and it won’t pay them anything either, until the pilot moves into implementation. It’s unclear which entities will ultimately foot the bill of the pilot and eventual product because it’s so early in development.

When Munich Re moves into implementation, individual city governments would hold the policies and receive payouts. Wellenkamp hopes to convince larger corporations that rely on a healthy and functioning Mississippi River hydrology to pick up the tab on the premiums, he said. 

Quick payouts could take burdens off cities

“In the first 24 to 72 hours after a disaster event, very little money can help a whole heck of a lot,” Wellenkamp said. “We use that time for evacuations and to move people out of additional harm’s way in the aftermath.”

But soon after the initial emergency response, municipalities start to look for funds for longer-term cleanup and repair. Under the current paradigm, that money can be hard to tap.  

In the spring of 2019, major flooding on the Mississippi inundated many communities, including Grafton, where the downtown partially closed and people were forced to evacuate. 

The Trump administration didn’t declare a major disaster until September of that year, months after flood waters had receded. It took until 2022 for federal money to reach Grafton, Morrow said.

“The former administration went through that flood,” Morrow said. “I’m the mayor now, and I was getting some of the money that they had put in years ago.”

That wait places stress on a city’s finances, especially smaller ones like Grafton, Morrow added. 

Traditional insurance doesn’t always help either. Grafton has a flood policy, but it only covers property owned by the city. Residents and businesses in the community would need to take out their own flood protection. The National Flood Insurance Program (NFIP), which underwrites many flood insurance policies, has various coverage restrictions. For example, NFIP doesn’t cover roads or wastewater infrastructure. 

The policies also require proof of loss before issuing a check because they cover specific damage, like to a particular building or its contents. This “proof” can take days to document, and longer to process, which delays how fast a local government can begin repairs. Without proper pre-storm documentation, damage can sometimes be nearly impossible to prove.

Parametric insurance – which works with measurable triggers and isn’t tied to documentable losses – could ease the process. 

Cities from the headwaters to the mouth of the Mississippi could buy into the policy, creating a pool that spreads out the risk that any individual community faces. 

“Not every city is going to flood every year, but the flooding will impact at least one section of the river,” said Raghuveer Vinukollu, head of climate insights and advisory for  Munich Re in the U.S.

The insurance pool would protect a town from the risk of ruin, and a more timely payout would increase the town’s resiliency through swift reinvestment in its infrastructure, he added.

Parametric insurance in the Mississippi Delta and beyond

For flooding on rivers, this kind of insurance risk pool is new territory, Vinukollu said. As climate risks become more extreme, the insurance industry is working with a number of communities to address their evolving needs, he said.

While parametric insurance is still developing, one early example stands out to Vinukollu — the Caribbean Catastrophe Risk Insurance Facility (CCRIF).

CCRIF pools risk for Caribbean countries, which face hurricane risks each year. By pooling risk together each island can receive a larger payout than if it had taken out an individual policy. 

In July, a mere 14 days after Hurricane Beryl devastated 90% of buildings and agriculture on the islands of Carriacou and Petite Martinique, the government of Grenada received its first payout from CCRIF to fund disaster recovery. 

The tropical cyclone policy paid more than $42 million to Grenada, the largest single payout from CCRIF since its inception in 2007.

In the Mississippi River Basin, Vinukollu hopes to apply this kind of shared risk pool to insure cities at risk for inland flooding. 

“The triggers are different, the perils are different, but the concept is the same,” said Vinukollu.

Given its position near the end of the Mississippi River, New Orleans is no stranger to the devastating impacts of extreme weather. Several city-run institutions, such as NOLA Public Schools, have taken out parametric insurance policies to protect important infrastructure. 

One of the first tests of these policies came in September when Hurricane Francine’s storm surge, rain and winds pelted southern Louisiana. 

But NOLA Public Schools did not receive a payout from its policy with Swiss Re. 

While wind speeds were high, they were not high enough to meet the policy’s triggers of more than 100 miles per hour for one minute.

New Orleans is more likely to experience repetitive, severe losses from named storms than a city in the upper Basin, such as Minneapolis, so cities closer to the Gulf Coast may end up paying higher premiums once the policy officially rolls out, said Wellenkamp, of MRCTI.

Cities that choose to cover more hazards or lower-level disasters may pay higher premiums because it could result in more frequent payouts, Wellenkamp said. Ultimately, municipalities could still end up footing the bill for events like the July flooding in Grafton or the Election Day storms in St. Louis.

McLeod, of Climate Resilience for All, argues communities shouldn’t expect payouts from parametric insurance all that often. “Just by the nature of the product it shouldn’t (pay every year),” she said. “Insurance is for the worst of the worst.”

Munich Re advises that parametric insurance works best to complement – not replace – traditional insurance policies. But company officials believe that these new policies offer the chance for insurance to adapt to changing risk landscapes, as weather events become more extreme.

Despite its potential to facilitate faster disaster response, parametric insurance is no silver bullet, said McLeod. 

The best solution to her is reducing the underlying risk from climate change. 

“The big picture is it’s a really important tool in financing and managing the risks of climate change, and we need every tool,” she said. 

But more than any new financial tool, McLeod said, the most effective financial step would be addressing the root causes of climate change, and building – or rebuilding – more natural protections, like wetlands.

“You’ve got to reduce the risk (or) you won’t be able to afford the insurance on it,” she said. “It’s not insurance if you know this thing is going to happen.”

The Lens’ Marta Jewson contributed reporting to this story.

This story is a product of the Mississippi River Basin Ag & Water Desk, an editorially independent reporting network based at the University of Missouri School of Journalism in partnership with Report For America and funded by the Walton Family Foundation. Wisconsin Watch is a member of the network. Sign up for our newsletter to get our news straight to your inbox.

Mississippi River towns pilot new insurance model to help with disaster response is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.