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At Social Security, these are the days of the living dead

Social Security Administration office window
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Rennie Glasgow, who has served 15 years at the Social Security Administration, is seeing something new on the job: dead people.

They’re not really dead, of course. In four instances over the past few weeks, he told KFF Health News, his Schenectady, New York, office has seen people come in for whom “there is no information on the record, just that they are dead.” So employees have to “resurrect” them — affirm that they’re living, so they can receive their benefits.

Revivals were “sporadic” before, and there’s been an uptick in such cases across upstate New York, said Glasgow. He is also an official with the American Federation of Government Employees, the union that represented 42,000 Social Security employees just before the start of President Donald Trump’s second term.

Martin O’Malley, who led the Social Security Administration toward the end of the Joe Biden administration, said in an interview that he had heard similar stories during a recent town hall in Racine, Wisconsin. “In that room of 200 people, two people raised their hands and said they each had a friend who was wrongly marked as deceased when they’re very much alive,” he said.

It’s more than just an inconvenience because other institutions rely on Social Security numbers to do business, Glasgow said. Being declared dead “impacts their bank account. This impacts their insurance. This impacts their ability to work. This impacts their ability to get anything done in society.”

“They are terminating people’s financial lives,” O’Malley said.

Though it’s just one of the things advocates and lawyers worry about, these erroneous deaths come after a pair of initiatives from new leadership at the SSA to alter or update its databases of the living and the dead.

Holders of millions of Social Security numbers have been marked as deceased. Separately, according to The Washington Post and The New York Times, thousands of numbers belonging to immigrants have been purged, cutting them off from banks and commerce, in an effort to encourage these people to “self-deport.”

‘They are terminating people’s financial lives.’

Martin O’Malley, who led the Social Security Administration toward the end of the Joe Biden administration

Glasgow said SSA employees received an agency email in April about the purge, instructing them how to resurrect beneficiaries wrongly marked dead. “Why don’t you just do due diligence to make sure what you’re doing in the first place is correct?” he said.

The incorrectly marked deaths are just a piece of the Trump administration’s crash program purporting to root out fraud, modernize technology and secure the program’s future.

But KFF Health News’ interviews with more than a dozen beneficiaries, advocates, lawyers, current and former employees, and lawmakers suggest the overhaul is making the agency worse at its primary job: sending checks to seniors, orphans, widows, and those with disabilities.

Philadelphian Lisa Seda, who has cancer, has been struggling for weeks to sort out her 24-year-old niece’s difficulties with Social Security’s disability insurance program. There are two problems: first, trying to change her niece’s address; second, trying to figure out why the program is deducting roughly $400 a month for Medicare premiums, when her disability lawyer — whose firm has a policy against speaking on the record — believes they could be zero.

Since March, sometimes Social Security has direct-deposited payments to her niece’s bank account and other times mailed checks to her old address. Attempting to sort that out has been a morass of long phone calls on hold and in-person trips seeking an appointment.

Before 2025, getting the agency to process changes was usually straightforward, her lawyer said. Not anymore.

The need is dire. If the agency halts the niece’s disability payments, “then she will be homeless,” Seda recalled telling an agency employee. “I don’t know if I’m going to survive this cancer or not, but there is nobody else to help her.”

Some of the problems are technological. According to whistleblower information provided to Democrats on the House Oversight Committee, the agency’s efforts to process certain data have been failing more frequently. When that happens, “it can delay or even stop payments to Social Security recipients,” the committee recently told the agency’s inspector general.

While tech experts and former Social Security officials warn about the potential for a complete system crash, day-to-day decay can be an insidious and serious problem, said Kathleen Romig, formerly of the Social Security Administration and its advisory board and currently the director of Social Security and disability policy at the Center on Budget and Policy Priorities. Beneficiaries could struggle to get appointments or the money they’re owed, she said.

For its more than 70 million beneficiaries nationwide, Social Security is crucial. More than a third of recipients said they wouldn’t be able to afford necessities if the checks stopped coming, according to National Academy of Social Insurance survey results published in January.

Advocates and lawyers say lately Social Security is failing to deliver, to a degree that’s nearly unprecedented in their experience.

Carolyn Villers, executive director of the Massachusetts Senior Action Council, said two of her members’ March payments were several days late. “For one member that meant not being able to pay rent on time,” she said. “The delayed payment is not something I’ve heard in the last 20 years.”

When KFF Health News presented the agency with questions, Social Security officials passed them off to the White House. White House spokesperson Elizabeth Huston referred to Trump’s “resounding mandate” to make government more efficient.

“He has promised to protect social security, and every recipient will continue to receive their benefits,” Huston said in an email. She did not provide specific, on-the-record responses to questions.

Complaints about missed payments are mushrooming. The Arizona attorney general’s office had received approximately 40 complaints related to delayed or disrupted payments by early April, spokesperson Richie Taylor told KFF Health News.

A Connecticut agency assisting people on Medicare said complaints related to Social Security — which often helps administer payments and enroll patients in the government insurance program primarily for those over age 65 — had nearly doubled in March compared with last year.

Lawyers representing beneficiaries say that, while the historically underfunded agency has always had its share of errors and inefficiencies, it’s getting worse as experienced employees have been let go.

“We’re seeing more mistakes being made,” said James Ratchford, a lawyer in West Virginia with 17 years’ experience representing Social Security beneficiaries. “We’re seeing more things get dropped.”

What gets dropped, sometimes, are records of basic transactions. Kim Beavers of Independence, Missouri, tried to complete a periodic ritual in February: filling out a disability update form saying she remains unable to work. But her scheduled payments in March and April didn’t show.

She got an in-person appointment to untangle the problem — only to be told there was no record of her submission, despite her showing printouts of the relevant documents to the agency representative. Beavers has a new appointment scheduled for May, she said.

Social Security employees frequently cite missing records to explain their inability to solve problems when they meet with lawyers and beneficiaries. A disability lawyer whose firm’s policy does not allow them to be named had a particularly puzzling case: One client, a longtime Social Security disability recipient, had her benefits reassessed. After winning on appeal, the lawyer went back to the agency to have the payments restored — the recipient had been going without since February. But there was nothing there.

“To be told they’ve never been paid benefits before is just chaos, right? Unconditional chaos,” the lawyer said.

Researchers and lawyers say they have a suspicion about what’s behind the problems at Social Security: the Elon Musk-led effort to revamp the agency.

Some 7,000 SSA employees have reportedly been let go; O’Malley has estimated that 3,000 more would leave the agency. “As the workloads go up, the demoralization becomes deeper, and people burn out and leave,” he predicted in an April hearing held by House Democrats. “It’s going to mean that if you go to a field office, you’re going to see a heck of a lot more empty, closed windows.”

The departures have hit the agency’s regional payment centers hard. These centers help process and adjudicate some cases. It’s the type of behind-the-scenes work in which “the problems surface first,” Romig said. But if the staff doesn’t have enough time, “those things languish.”

Languishing can mean, in some cases, getting dropped by important programs like Medicare. Social Security often automatically deducts premiums, or otherwise administers payments, for the health program.

Lately, Melanie Lambert, a senior advocate at the Center for Medicare Advocacy, has seen an increasing number of cases in which the agency determines beneficiaries owe money to Medicare. The cash is sent to the payment centers, she said. And the checks “just sit there.”

Beneficiaries lose Medicare, and “those terminations also tend to happen sooner than they should, based on Social Security’s own rules,” putting people into a bureaucratic maze, Lambert said.

Employees’ technology is more often on the fritz. “There’s issues every single day with our system. Every day, at a certain time, our system would go down automatically,” said Glasgow, of Social Security’s Schenectady office. Those problems began in mid-March, he said.

The new problems leave Glasgow suspecting the worst. “It’s more work for less bodies, which will eventually hype up the inefficiency of our job and make us, make the agency, look as though it’s underperforming, and then a closer step to the privatization of the agency,” he said.

Jodie Fleischer of Cox Media Group contributed to this report.

KFF Health News is a national newsroom that produces in-depth journalism about health issues and is one of the core operating programs at KFF — an independent source of health policy research, polling and journalism. Learn more about KFF.

This article first appeared on KFF Health News and is republished here under a Creative Commons license.

At Social Security, these are the days of the living dead is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.

Martin O’Malley comes to Wisconsin to sound the alarm about Social Security

Maryland Gov. Martin O'Malley

Former Social Security Administration Commissioner Martin O’Malley came to Wisconsin this week as he travels the country warning about the danger of cuts to the administration. | Photo courtesy Maryland's Executive Office of the Governor.

Martin O’Malley, the former Maryland governor and Social Security commissioner under President Joe Biden, was rushing around Wisconsin Thursday, conducting a flurry of local media interviews before speaking at an evening town hall in Racine.

“I’ve found myself doing a lot of town halls,” O’Malley said, speaking on his phone from the passenger seat of a car as he hurried to a local TV station.

On Wednesday, he was in Kansas City, Missouri, talking to constituents of Democratic Rep. Emanuel Cleaver. Before that he traveled to Fort Lauderdale, Florida, at the invitation of a grassroots group to speak to a big crowd of people worried about threatened cuts to benefits for seniors.

In Racine on Thursday night he joined a town hall hosted by the progressive coalition group Opportunity Wisconsin. U.S. Rep. Bryan Steil, a Republican who represents the 1st District, was invited, but did not attend.

“Having served in the agency so recently, as its last confirmed commissioner, I just feel a responsibility to speak up,” O’Malley said of his detour from private life to travel the country criticizing President Donald Trump and Elon Musk for cutting Social Security staff and closing offices.

“The only thing that’s going to stop the driving of Social Security into system collapse is the American people rising up,” he added.

When he came into the Social Security Administration in 2023, O’Malley said, a decade of staff reductions had reduced the agency’s workforce to a 50-year low, just as the Baby Boom generation was causing a spike in the number of retirees it was serving. As a result, “every line of service was headed in the wrong direction.”

“The agency needed to turn things around, and to their credit they did it,” he said. O’Malley is full of praise for the federal workers he supervised, who reduced call wait times from 42 and a half minutes on average to 12.8 minutes, along with other improvements. “It’s one of the most highly skilled executive services I’ve ever worked with,” he said, including when he served as mayor of Baltimore and governor of Maryland. The “obsessive compulsive” culture of the agency, as O’Malley affectionately terms it, has meant that over the last 90 years, no one missed a check.

Then came Trump and Musk, who “unleashed a reign of terror on those employees” — “the same people who got us through COVID without ever missing a payment.”

Mass firings, a hostile work environment, and the huge waste of taxpayer money as employees were paid to walk out the door appalled O’Malley.

Instead of rooting out “waste fraud and abuse,” Musk’s DOGE cut the IT department in half, undoing the work O’Malley and his colleagues had done to improve service at the agency. 

As Trump and Musk drive out the people who know how the system works, intermittent IT outages have become a problem. The website for Social Security accounts has gone down. Wait times are skyrocketing. And as the problems get worse, O’Malley said, “ultimately, it will interrupt benefits.”

“I don’t know when it will happen,” he said, “but when it breaks, it will break.”

What is the point of this wanton destruction? 

“I don’t know what the end game is,” O’Malley said.  

Members of Congress in both political parties have told him they think Trump and Musk have set their sights on the $2.6 trillion in the Social Security trust fund in order to make tax cuts for the superwealthy permanent.

Then there’s Musk’s nihilistic ideology, captured in his assertion that “the fundamental weakness of Western civilization is empathy.” 

“There’s no more empathetic program than Social Security,” says O’Malley. “It guarantees widows and orphans and people who are disabled don’t live in poverty. Maybe Musk thinks those are useless members of society who don’t help build his immense wealth. I don’t know.”

Whatever their motives, O’Malley is certain that Musk and Trump must be stopped from a campaign that will end in enormous damage to Americans. 

O’Malley’s message is the opposite of Musk’s — far from being riddled with waste, fraud and abuse, the Social Security administration is a model. Fraud affects less than one-half of 1% of Social Security funds. And far from being wasteful, the program spends 1.2% of its budget on overhead, meaning it could be seen as the most efficient insurance company in the world. Private health insurance companies have notoriously high administrative costs.

Other “Big Lies” O’Malley is out to bust include the whopper that immigrants without legal status are draining resources from the system. In fact, they pay about $26 billion in Social Security tax withholdings to fund benefits they themselves can never access, according to the Institute on Taxation and Economic Policy. Nor are dead people drawing Social Security benefits. “There is no zombie apocalypse,” says O’Malley. Facts and figures supporting the efficiency of Social Security are laid out in plain language on his website, winbackourcountry.com.

The good news is that people are beginning to push back on the idea that Social Security is riddled with abuse and should be made more “efficient.” 

“Congress people are getting a heck of a lot more calls now than they did two months ago,” O’Malley said, “whether it’s from people experiencing long wait times, or having trouble accessing the benefits they’ve worked their whole lives to earn, or who are just seeing what’s happening on the news.”

That pressure is absolutely necessary if we are going to prevent the raiding and destruction of a New Deal program that has served so many people so well for generations. 

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Is the majority of federal government spending mandatory?

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Wisconsin Watch partners with Gigafact to produce fact briefs — bite-sized fact checks of trending claims. Read our methodology to learn how we check claims.

Yes.

About 60% of federal spending is mandatory — appropriations are automatic.

About 27% is discretionary spending, and about 13% pays federal debt interest.

On mandatory spending, more than half is for Medicare and Social Security. 

About 69 million people receive monthly Social Security retirement or disability payments. About 68 million get Medicare, which is health insurance for people 65 and older, and some people under 65 with certain conditions.

Discretionary spending requires annual approvals by Congress and the president. About half is for defense. The rest goes to programs such as transportation, education and housing.

Projected total federal spending in fiscal 2025 is $7 trillion, up about 58% from $4.45 trillion in fiscal 2019.

President Donald Trump pledged March 4 to balance the budget “in the near future.” But the federal debt is projected to grow about $2 trillion annually through 2035.

On March 12, U.S. Rep. Glenn Grothman, R-Wis., said most federal government spending is mandatory.

This fact brief is responsive to conversations such as this one.

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Is the majority of federal government spending mandatory? is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.

Does the Social Security Administration estimate that 30,000 Americans die annually waiting for a decision on their disability benefits?

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Wisconsin Watch partners with Gigafact to produce fact briefs — bite-sized fact checks of trending claims. Read our methodology to learn how we check claims.

Yes.

The Social Security Administration’s actuary estimated that 30,000 people died in 2023 while waiting for a decision on their application for disability benefits.

That’s according to testimony given to a U.S. Senate committee Sept. 11, 2024, by Martin O’Malley, who was then the Social Security commissioner.

O’Malley said disability applicants wait on average nearly eight months for an initial decision and almost eight more months if they are denied and request reconsideration.

Social Security Disability Insurance (SSDI) makes monthly payments to people who have a disability that stops or limits their ability to work. Supplemental Security Income (SSI) pays people with disabilities and older adults who have little or no income or resources.

Social Security announced Feb. 28 it plans to cut 7,000 of its 57,000 workers, part of the Trump administration’s initiative to reduce the federal workforce.

The deaths claim was made March 9 in Altoona, Wisconsin, by U.S. Sen. Bernie Sanders, I-Vermont.

This fact brief is responsive to conversations such as this one.

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Does the Social Security Administration estimate that 30,000 Americans die annually waiting for a decision on their disability benefits? is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.

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