Deadline approaches for flood victims to apply for FEMA assistance, loans and mold removal

Milwaukee residents still facing recovery challenges from the August flood have until Wednesday, Nov. 12, to apply for aid from the Federal Emergency Management Agency and Small Business Administration physical disaster loans.
To begin the process, you must apply online at DisasterAssistance.gov or call 800-621-3362.
Ald. DiAndre Jackson sent an email on Thursday informing residents that they need to apply for FEMA assistance separately even if damage was previously reported to 211, the Milwaukee Metropolitan Sewage District or a damage assessment team in late August. Disaster Survivor Assistance teams will also be present at pop-up locations in Milwaukee’s affected communities to help survivors with the FEMA process and provide updates.
Residents can visit any location, and no appointments are required. Click here to view the Milwaukee County Disaster Survivor Assistance location calendar.
Submitting documentation to FEMA
While applying, you must provide the following:
- Contact information
- Social Security number
- A general list of damage and losses
- Annual household income
- Insurance information
- Bank account information for direct deposit
- Your address at the time of disaster and where you’re currently residing.
Important reminders
Before applying for FEMA, you must file an insurance claim.
According to the Milwaukee County executive, FEMA will not pay for things that your insurance already covers. However, if your insurance doesn’t cover all your essential needs or is delayed, you can ask FEMA for extra help.
The City of Milwaukee Office of Emergency Management also reminds residents that FEMA provides funds for mold removal as part of disaster aid.
Through FEMA’s Clean and Sanitize program, residents can make a one-time payment of $300 for mold removal, too.
Mold will keep growing until steps are taken to eliminate the source of moisture.
Click here for more information and guides to mold remediation.
Applying for the Small Business Administration loans
If you were also a resident living in an area hit by disaster and your home or items were damaged, you can apply for the Small Business Administration physical disaster loan by Nov. 12.
Homeowners can get up to $500,000 to fix or rebuild their primary home, and renters can borrow up to $100,000 to repair or replace personal property.
This loan is not for second homes or vacation houses, but if you are a rental property owner you may qualify.
Businesses and nonprofits can apply for a physical disaster loan to borrow up to $2 million for repairs to property or real estate. The deadline to apply is also Nov. 12.
For help on the application process, you can walk in or schedule an appointment at the Business Recovery Center-Summit Place, 6737 W. Washington St., Milwaukee.
Hours are from 8 a.m. to 4:30 p.m. Monday through Friday and 9 a.m. to 1 p.m. on Saturdays.
Click here for more information.
Deadline approaches for flood victims to apply for FEMA assistance, loans and mold removal is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.