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Deadline approaches for flood victims to apply for FEMA assistance, loans and mold removal

People sit across from others at tables in a room with a green wall and large windows, with signs on laptops reading "FEMA"
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Milwaukee residents still facing recovery challenges from the August flood have until Wednesday, Nov. 12, to apply for aid from the Federal Emergency Management Agency and Small Business Administration physical disaster loans. 

To begin the process, you must apply online at DisasterAssistance.gov or call 800-621-3362.

Ald. DiAndre Jackson sent an email on Thursday informing residents that they need to apply for FEMA assistance separately even if damage was previously reported to 211, the Milwaukee Metropolitan Sewage District or a damage assessment team in late August. Disaster Survivor Assistance teams will also be present at pop-up locations in Milwaukee’s affected communities to help survivors with the FEMA process and provide updates.

Residents can visit any location, and no appointments are required. Click here to view the Milwaukee County Disaster Survivor Assistance location calendar. 

Submitting documentation to FEMA

While applying, you must provide the following: 

  • Contact information
  • Social Security number
  • A general list of damage and losses
  • Annual household income
  • Insurance information
  • Bank account information for direct deposit 
  • Your address at the time of disaster and where you’re currently residing.

Important reminders

Before applying for FEMA, you must file an insurance claim. 

According to the Milwaukee County executive, FEMA will not pay for things that your insurance already covers. However, if your insurance doesn’t cover all your essential needs or is delayed, you can ask FEMA for extra help. 

The City of Milwaukee Office of Emergency Management also reminds residents that FEMA provides funds for mold removal as part of disaster aid. 

Through FEMA’s Clean and Sanitize program, residents can make a one-time payment of $300 for mold removal, too. 

Mold will keep growing until steps are taken to eliminate the source of moisture.

Click here for more information and guides to mold remediation.

Applying for the Small Business Administration loans

If you were also a resident living in an area hit by disaster and your home or items were damaged, you can apply for the Small Business Administration physical disaster loan by Nov. 12. 

Homeowners can get up to $500,000 to fix or rebuild their primary home, and renters can borrow up to $100,000 to repair or replace personal property. 

This loan is not for second homes or vacation houses, but if you are a rental property owner you may qualify. 

Businesses and nonprofits can apply for a physical disaster loan to borrow up to $2 million for repairs to property or real estate. The deadline to apply is also Nov. 12. 

For help on the application process, you can walk in or schedule an appointment at the Business Recovery Center-Summit Place, 6737 W. Washington St., Milwaukee.

Hours are from 8 a.m. to 4:30 p.m. Monday through Friday and 9 a.m. to 1 p.m. on Saturdays. 

Click here for more information. 

Deadline approaches for flood victims to apply for FEMA assistance, loans and mold removal is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.

Wisconsin pressures Trump administration in new lawsuit against FEMA and Department of Homeland Security

7 November 2025 at 12:00
Vehicles are stalled in a flooded roadway with a median near an overpass.
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Wisconsin is among a coalition of states suing the federal government over new restrictions on disaster relief grants, increasing pressure on the Trump administration from battleground states.

Eleven states and the governor of Kentucky have filed a lawsuit this week against the Department of Homeland Security and the Federal Emergency Management Agency.

The lawsuit takes issue with two grants: the Emergency Management Performance Grant and the Homeland Security Grant Program. FEMA placed a hold on EMPG funding until states provide their population as of Sept. 30, 2025, and the plaintiffs argue that states do not keep such up-to-date census information. The federal agency also reduced the number of years that states must complete their grant activities to be reimbursed from three years to one.

“These grants go towards efforts and equipment that help protect Wisconsinites’ safety,” Wisconsin Attorney General Josh Kaul said in a statement. “The federal government shouldn’t be imposing new, unlawful conditions that hinder the use of these funds.”

In a statement to NOTUS, FEMA said it “implemented additional requirements on its grant programs” at the direction of DHS Secretary Kristi Noem.

“This is yet another example of a lawsuit trying to obstruct President Trump’s agenda and the will of the American people,” the statement said. “They are part of a methodical, reasonable effort to ensure that federal dollars are used effectively and in line with the Administration’s priorities and today’s homeland security threats.”

The lawsuit alleges that the administration did not properly follow legally mandated procedures to put these additional burdens of information on the state. Much of the funds are already accounted for in states’ budgets, the lawsuit said. For example, in Wisconsin, the funds go toward the state incident management team and statewide communications and warnings and maintain the state emergency operations center, the lawsuit said.

“Our emergency management and first responder teams worked around the clock in the weeks following Hurricane Helene, and these funds were critical to their work,” North Carolina Attorney General Jeff Jackson said in a statement. “We’re in hurricane season right now, and without these funds, we’ll be left with fewer resources to help people during the next storm that hits North Carolina.”

The lawsuit is led by Michigan Attorney General Dana Nessel. Arizona, Colorado, Hawaii, Maine, Maryland, Nevada, New Mexico and Oregon are also participating in the suit. Several of the Trump administration’s moves around FEMA have ended up in court. In September, another coalition of blue states successfully sued over the administration’s decision to withhold homeland security funds from blue states.

“The Trump Administration should be working with states to keep our residents safe,” Nessel said in a statement about the litigation. “Instead, the White House continues again and again to pull the rug out from under us, putting the safety of our communities in jeopardy.”

North Carolina lawmakers have expressed frustration in recent months with FEMA. Sen. Ted Budd placed a hold on all DHS nominees because of FEMA delays. Budd announced that he would lift at least one hold on the nominee for DHS general counsel, James Percival, once western North Carolina received the approved funds.

This story was produced andoriginally published by NOTUS, a publication from the nonprofit, nonpartisan Allbritton Journalism Institute. This story was produced as part of a partnership between NOTUS and The Assembly.

Wisconsin pressures Trump administration in new lawsuit against FEMA and Department of Homeland Security is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.

After flooding, Milwaukee residents search for financial aid at disaster recovery centers

9 October 2025 at 18:28

Throughout the month of October, residents impacted by historic flooding in Milwaukee can get in-person assistance from state, county and federal personnel.

The post After flooding, Milwaukee residents search for financial aid at disaster recovery centers appeared first on WPR.

FEMA flood relief funds available to residents in Milwaukee, Washington and Waukesha counties

12 September 2025 at 19:46
Garbage piled up on grass next to the curb of the street in front of some houses
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Federal disaster assistance is available to individuals in Milwaukee, Washington and Waukesha counties who were affected by historic rainfall and flooding last month. 

President Donald Trump announced on social media Thursday that Wisconsin will receive $29.8 million in federal disaster relief aid. 

The assistance could include grants for temporary housing and home repairs, low-cost loans to cover uninsured property losses and other programs to help individuals and families recover from the effects of the storms that occurred Aug. 9-12. 

A spokesperson for Milwaukee Mayor Cavalier Johnson said that how and when the money will be distributed to individuals will be determined by the Trump administration.

People who sustained losses in the designated areas should first file claims with their insurance providers and then apply for assistance online at DisasterAssistance.gov, by calling 1-800-621-3362 or by using the FEMA App.

State and federal officials believe the floods caused more than $33 million in damages to private property in Milwaukee, Washington and Waukesha counties. 

The request by Gov. Tony Evers for a presidential disaster declaration also included a request to FEMA’s Public Assistance Program for Door, Grant and Ozaukee counties. 

On Friday, FEMA officials announced that additional designations may be made at a later date depending on what damage assessments show.

The Evers administration estimates 1,500 residential structures were destroyed and flooding caused more than $43 million in public sector damage throughout six Wisconsin counties.

“Over the past month, my administration and I have been working hard to ensure the folks and families whose homes, businesses, schools, and community centers were impacted have the support they need to recover,” Evers said in a statement released Thursday evening.

A recent Associated Press data analysis found that disaster survivors are having to wait longer to get aid from the federal government than they did in the past.

This story was originally published by WPR.

FEMA flood relief funds available to residents in Milwaukee, Washington and Waukesha counties is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.

Wisconsin to receive $29.8M in federal aid for flood victims

12 September 2025 at 14:55
Vehicles are stalled in a flooded roadway with a median near an overpass.
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Wisconsin will receive nearly $30 million in federal disaster relief to aid victims of last month’s flooding.

President Donald Trump announced Thursday in a social media post that he had approved the state’s request to help Milwaukee and other parts of the state affected by floods. The total approved is $29.8 million.

The approval came one month after historic rainfall caused widespread flooding in southeastern Wisconsin and three weeks after officials from the Federal Emergency Management Agency were on the ground in Milwaukee to survey damage.

The storm left flooded streets and basements, downed trees and power outages in its wake. Some residents were left without basic services, and the flooding may have claimed the lives of some people who were homeless. 

State and federal officials found the floods caused more than $33 million in damages to private property in Milwaukee, Washington and Waukesha counties. The request by Gov. Tony Evers for a presidential disaster declaration also included a request to FEMA’s Public Assistance Program for Door, Grant, Milwaukee, Ozaukee, Washington and Waukesha counties. 

In a statement, Milwaukee Mayor Cavalier Johnson called the approval “a significant stride forward in this area’s recovery efforts.”

U.S. Rep. Gwen Moore, D-Milwaukee, spoke on the House floor Thursday to advocate for federal help for the city. In a statement, she said the funds “will help my constituents pick up the pieces, and I will keep fighting for the resources they need until they are made whole.”

U.S. Sen. Ron Johnson, R-Oshkosh, received the news of the declaration from Trump.

“Thank you to President Trump for continuing to deliver BIG TIME for Wisconsinites,” Johnson wrote on social media.

U.S. Sen. Tammy Baldwin, D-Madison, in a statement said she would “continue to closely monitor to make sure Wisconsin gets everything we need to be on the road to recovery and the whole-of-government recovery effort does right by all Wisconsinites.”

FEMA representatives are scheduled to return to Wisconsin this month to assess damage to public infrastructure. In addition to the damages to private property, initial reports collected by the state found more than $43 million in damage to public property across six counties.

This story was originally published by WPR.

Wisconsin to receive $29.8M in federal aid for flood victims is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.

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