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Milwaukee residents still facing recovery challenges from the August flood have until Wednesday, Nov. 12, to apply for aid from the Federal Emergency Management Agency and Small Business Administration physical disaster loans. 

To begin the process, you must apply online at DisasterAssistance.gov or call 800-621-3362.

Ald. DiAndre Jackson sent an email on Thursday informing residents that they need to apply for FEMA assistance separately even if damage was previously reported to 211, the Milwaukee Metropolitan Sewage District or a damage assessment team in late August. Disaster Survivor Assistance teams will also be present at pop-up locations in Milwaukee’s affected communities to help survivors with the FEMA process and provide updates.

Residents can visit any location, and no appointments are required. Click here to view the Milwaukee County Disaster Survivor Assistance location calendar. 

Submitting documentation to FEMA

While applying, you must provide the following: 

• Contact information
• Social Security number
• A general list of damage and losses
• Annual household income
• Insurance information
• Bank account information for direct deposit 
• Your address at the time of disaster and where you’re currently residing.

Important reminders

Before applying for FEMA, you must file an insurance claim. 

According to the Milwaukee County executive, FEMA will not pay for things that your insurance already covers. However, if your insurance doesn’t cover all your essential needs or is delayed, you can ask FEMA for extra help. 

The City of Milwaukee Office of Emergency Management also reminds residents that FEMA provides funds for mold removal as part of disaster aid. 

Through FEMA’s Clean and Sanitize program, residents can make a one-time payment of $300 for mold removal, too. 

Mold will keep growing until steps are taken to eliminate the source of moisture.

Click here for more information and guides to mold remediation.

Applying for the Small Business Administration loans

If you were also a resident living in an area hit by disaster and your home or items were damaged, you can apply for the Small Business Administration physical disaster loan by Nov. 12. 

Homeowners can get up to $500,000 to fix or rebuild their primary home, and renters can borrow up to $100,000 to repair or replace personal property. 

This loan is not for second homes or vacation houses, but if you are a rental property owner you may qualify. 

Businesses and nonprofits can apply for a physical disaster loan to borrow up to $2 million for repairs to property or real estate. The deadline to apply is also Nov. 12. 

For help on the application process, you can walk in or schedule an appointment at the Business Recovery Center-Summit Place, 6737 W. Washington St., Milwaukee.

Hours are from 8 a.m. to 4:30 p.m. Monday through Friday and 9 a.m. to 1 p.m. on Saturdays. 

Click here for more information. 

Deadline approaches for flood victims to apply for FEMA assistance, loans and mold removal is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.

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Last week’s storms destroyed Sabrena Henderson’s Milwaukee home, leaving her family displaced. 

Not only did the basement of her Garden Homes rental unit flood, destroying her washer, dryer and freezer, but the heavy rains collapsed her ceiling.

While she does have renters insurance, she said, it’s been a long process of trying to apply for assistance, file claims and figure out next steps. 

“It’s only thanks to my family that we are not homeless,” she said. “But we can’t stay in our house, and we are waiting for the landlord to do their part.” 

Additionally, Henderson is a breast cancer survivor who is still in cancer care and should not be anywhere near her home. Mold buildup could be dangerous for her immune system, she said, making cleanup another major concern.

Henderson’s family is one of thousands trying to put their lives back together.  

Impact

Two American Red Cross shelters have been set up in Milwaukee at Holler Park, 5151 S. 6th St., and Washington Senior Center, 4420 W. Vliet St., to assist temporarily displaced individuals.

Jennifer Warren, the regional communications director with the Red Cross, said on Sunday, Aug. 18, the shelters housed 39 people. 

She said since the shelter has been set up, the Red Cross has served over 1,400 meals and snacks. Workers handed out 3,400 emergency relief supplies.

Vickie Boneck, the director of marketing and communications with IMPACT 211, a central access point for people in need, said her organization is supporting local emergency management offices by collecting reports of property damage caused by flooding.

Days after the storm, calls for flood-related assistance continue. 

As of the afternoon of Aug. 18, over 16,500 flood-related service requests had been made to 211 from Milwaukee County and the surrounding counties of Waukesha, Ozaukee and Washington. About 85% of those requests originated from Milwaukee County alone.

According to 211 data, the highest concentration of service requests came from Milwaukee County’s Northwest Side and the West Milwaukee area, particularly from ZIP codes 53218, 53209 and 53216.

ZIP code 53218, where Henderson’s home falls, reported the most significant impact, with 1,851 damage reports. It also led in utility disruptions, with 2,562 reports, and had over 850 reports of structural damage.

Of the data collected, approximately 6,000 referrals were for storm-related assistance, helping connect residents to county emergency services, disaster food programs, cleanup supplies and other recovery resources.

What’s next

Milwaukee County’s disaster teams are assessing damage. The Salvation Army has teams out handing out water and snacks to those impacted. 

Benny Benedict, the emergency disaster services director for the Salvation Army of Milwaukee County, said people are still trying to understand the full impact of the floods. 

“It takes a while to figure out basically what you’re dealing with, and it seems that this flood is definitely very significant,” Benedict said. 

Teams from partner agencies are also on site to help residents clean homes and basements. 

Both the Salvation Army and the American Red Cross are accepting monetary contributions to help those impacted as on-site donations are too much to manage at the moment. 

“Today it might be the masks that everyone needs, and then we get thousands of them, and next thing you don’t know, the need is baby formula, and all we have are masks,” he said. “So the monetary donation, we don’t have to sort it, it’s very fluid, and the Salvation Army takes great care in making sure that we’re just meeting the critical needs.” 

Benedict said in his experience, this will be a case of long-term recovery for many of those impacted. 

“Preliminary numbers are showing that there is a significant number of destroyed homes,” he said. “So, we know that the unmet needs are going to be quite large. 
That could be everything from just cleanup kits, flood kits, help getting the house mucked out, basically rebuilding, and then there’s going to be needs for household items that were destroyed.”

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How to get help

Residents who wish to report property damage may contact IMPACT 211 and speak to a community resource specialist. That is also the best way to access information and referral to programs and services that may help in the aftermath of this storm. If people just want to report property damage, the best way is to complete the online form 211 Wisconsin.

Thousands of Milwaukee residents still feel effects of storm wreckage is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.