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Facing tough choices, fewer sign up for health insurance in 2026

By: Erik Gunn
3 February 2026 at 11:15
Health insurance claim form. (krisanapong detraphiphat/Getty Images)

The number of people enrolling in health plans through the Affordable Care Act's HealthCare.gov website has fallen in 2026, according to the federal government. (Getty Images)

After a record number of Wisconsin residents signed up for health insurance through the federal health care marketplace in 2025,  enrollment for 2026 is down by 7%, according to the federal government.

Enrollment could fall farther, if people who have signed up decide they can’t afford the cost when the first bill for insurance arrives, an independent analyst warns.

A screenshot of the HealthCare.gov marketplace, Tuesday, Jan. 13, 2026.

Health insurance — whether purchased through the federal marketplace or elsewhere — is costing people more in 2026. The price of plans purchased through the HealthCare.gov marketplace has gone up. In addition, enhanced federal tax subsidies that became available in 2021 and dramatically lowered the cost for most marketplace customers have expired.

The Affordable Care Act, enacted in 2010, created HealthCare.gov to help reduce the number of Americans without health insurance. The marketplace was designed to make it easier and more affordable for people without health coverage through an employer or through government programs to purchase a health plan for themselves and their families.

After enhanced tax-credit-based subsidies were enacted in 2021, enrollment through the marketplace began setting new records each year, nationally and in Wisconsin. Several efforts by Democrats in Congress last year to extend the subsidies past their Dec. 31, 2025, expiration date failed when the Republican majorities in both houses of Congress declined to take up the proposals.

Legislation that would revive the enhanced subsidies for another three years has now passed the U.S. House, but its future in the U.S. Senate remains uncertain.

“Without the subsidies — that’s what makes it really affordable — many small business owners and others would not have access to health care,” U.S. Rep. Mark Pocan (D-Black Earth) said during a media call in January with Protect Our Care and Main Street Alliance.

Protect Our Care campaigns for preserving and improving the Affordable Care Act and other federal health care programs. Main Street Alliance is a small business organizing group that supports the ACA along with the act’s provision to expand Medicaid by raising the income cap to 138% of the federal poverty guideline.

“We need to keep the Affordable Care Act in place, and the only way you keep it in place so it’s affordable for small business owners and many others is by having those credits,” Pocan said.

Data released last week by the Centers for Medicare & Medicaid Services showed that 291,336 Wisconsin residents had enrolled in plans through HealthCare.gov by Jan. 15, the final open enrollment deadline. That is about 7.1% below 2025 enrollment of 313,579 for the state.

Nationally, 2026 enrollment fell by 1.3 million from 2025, a drop of more than 5%.

Difficult choices for HealthCare.gov customers

For Sydney Badeau, an advocate for people with disabilities, affordable insurance through HealthCare.gov made it possible for her to work part-time for two different Wisconsin advocacy groups. In 2026, that has changed.

Badeau calculated that her 2026 premium would cost her around $450 a month — more than she could afford. She told the Wisconsin Examiner she was able to shift her work arrangement, taking a full-time position with one of her employers, The Arc Wisconsin, which now provides her health benefits, while remaining as a part-timer for her other employer, People First Wisconsin.

Most health plans sold at HealthCare.gov are classified Gold, Silver or Bronze based on a combination of their coverage, premium cost and the out-of-pocket costs that patients incur.

Nancy Peske, a Milwaukee-area freelance writer, editor and consultant, said she has always purchased a bronze plan with a $7,500 deductible. Thanks to the enhanced subsidy, her insurance cost her $370 a month in 2025, she said, instead of about $900 a month.

For 2026, her premium has risen to $1,164 a month — with no subsidy any more.

Peske has stopped contributing to her retirement account. “It will probably push back retirement for a couple of years for me,” she said.

Amanda Sherman, a Mequon real estate broker’s assistant, purchased a mid-level Silver plan in 2025 with a $7,500 deductible. Enhanced subsidies reduced her monthly premium by about $250, to $222 a month.

The health plan also helped cover some expensive medications for her complex autoimmune disorder, Sherman said.  

For 2026 she wound up with a Bronze plan that has a $9,500 deductible. Although she no longer has an enhanced subsidy, she does qualify for a smaller subsidy that still exists, of about $185 dollars — lowering her premium that would have been $538 a month to $353 a month — $120 more than she was paying in 2025.

When she went to enroll for 2026, Sherman’s previous insurer had left the HealthCare.gov marketplace where she lived. In picking a replacement plan, she said, she found herself having to choose between an option with better coverage for her medications — or one that included the same providers and specialists she had grown to trust.

Making that choice was a struggle, but keeping that care team was important, she decided. “I feel like that’s invaluable,” Sherman said.

Enrollment could fall off further

Charles Gaba (Courtesy photo)

Nationally and in Wisconsin, the total HealthCare.gov enrollment numbers could still shrink further, according to Charles Gaba, an independent researcher who monitors enrollment and coverage under the Affordable Care Act.

In addition to monitoring open enrollment data at his website, acasignups.net, Gaba regularly posts information on a number of other data points. One of those is “effectuated enrollment” — active coverage for which the person enrolling has paid the monthly premium. Effectuated enrollment data lags by several months.

In a post Jan. 29, Gaba wrote that “it’s important to remember that up to 10 MILLION of the [approximately] 19.6M enrollees who re-enrolled did so by passively auto-renewing, which means millions of them received massive sticker shock when they received their January invoice.”

Gaba told the Wisconsin Examiner that for Wisconsin — which uses the federal HealthCare.gov marketplace rather than standing up its own state marketplace — the first batch of effectuated enrollment data might not be available until July at the earliest.

In the Jan. 29 post, however, Gaba wrote that in states with their own marketplaces, “at least a half-dozen of the state-based exchanges have warned that they’re already seeing much higher cancellations than they usually do, and that they expect this trend to continue as people are no longer able to keep up with the dramatically higher premium payments.”

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Advocates say they’re ready if feds bring anti-immigrant surge to Wisconsin

By: Erik Gunn
30 January 2026 at 00:33

Flanked by Rev. Julia Burkey, left, and U.S. Rep. Mark Pocan, right, Christine Neumann-Ortiz speaks at a press conference Thursday about plans to respond if federal immigration agents surge into Wisconsin. (Photo by Erik Gunn/Wisconsin Examiner)

A surge in Wisconsin of federal immigration enforcement will be met with an organized and peaceful resistance, the product of more than a year’s worth of planning and training, advocates vowed Thursday.

Voces de la Frontera, a statewide immigrant rights advocacy group based in Milwaukee, has established a 24-hour hotline to field calls from people concerned about the possible presence of federal agents from Immigration and Customs Enforcement as well as border patrol.

At an afternoon news conference with U.S. Rep. Mark Pocan (D-Black Earth) in a Madison church, Christine Neumann-Ortiz, executive director of Voces, said the hotline is “the starting point” for people who want to respond if they encounter a possible surge of ICE or border patrol agents.

Staffed around the clock by volunteers, the hotline was established to provide a centralized source of verified reports when there’s new ICE or border patrol activity around the state and to quickly dispel false reports that only increase fear.

Advocates and their allies are bracing for the possibility of a new federal surge in Wisconsin following what has now been more than two months of escalated federal activity in Minneapolis.

“It is not likely a question of if they’ll be coming into the community in a stronger way,” Pocan said. “It is a question of when they’ll be coming into the community.”

The Minnesota surge has led to the deaths of two people — Renee Good and Alex Pretti — who were killed by federal agents. In both instances, eyewitness accounts and videos refuted Trump administration claims that the victims had acted violently in the moments before they were shot.

“It’s not just the killings and the violence, but people are being separated and they’re also being held in dangerous and deadly conditions that are harder to see,” Neumann-Ortiz said — because federal officials have been “denying much oversight.”

Pocan authored a bill to abolish ICE during Trump’s first term, but acknowledged that even he has been taken aback by the agency’s actions in the last year.

“I don’t think people realized — nor did I — that we would ever get to this point where ICE was this rogue, this out of control,” Pocan said. “We have seen them going into communities and really having devastating consequences.”

He endorsed a description of the agencies as “a modern day Gestapo” that he attributed to New York Democratic Congressman Jerry Nadler. “It’s treating the non-citizen and citizen alike with this disrespect.”

Pocan said Wisconsin can respond both forcefully and peacefully.

“Our message is that this is a community that’s going to be united,” he said. “We are going to fight back. And I do not mean physically fight back — I mean morally fight back — on what ICE is doing and how it’s treating our neighbors and our community, and what we’re seeing in Minneapolis and other places across the country.”

Rev. Julia Burkey, the senior pastor at Orchard Ridge United Church of Christ where the news conference was held, described the actions of the federal Department of Homeland Security as “terrorizing and killing innocent people, who are all beloved children of God, simply seeking to live their lives and make peace in their communities.”

She contrasted that with the response of Twin Cities residents who have turned out to support the immigrant community.

“We also are so inspired by the people of Minnesota and how they are loving their neighbors, how they’re singing songs of love and solidarity, how they’re protecting the most vulnerable people who are delivering church meals to those who are even afraid to go outside,” Burkey said.  “What we’re seeing is a groundswell of neighborly love, and we have that groundswell of neighborly love here in Wisconsin, too.”

Voces and its allies have been preparing for a wave of federal anti-immigrant action since President Donald Trump was elected to his second term.

“In Wisconsin, we have been building — really since November 2024 — with other organizations, faith groups, unions, a statewide community defense network to stand in solidarity with immigrant families and to protect our collective democratic rights,” Neumann-Ortiz said. “This network exists to help people assert their constitutional rights through peaceful assembly to document ICE violations and expose the truth about what is happening in our communities.”

Neumann-Ortiz urged people not to post or share purported sightings of ICE or other federal agents that have not been verified, to avoid spreading needless fear and misinformation.

The Voces hotline has trained volunteers who can be dispatched to locations where the federal agencies are suspected of operating and document what they encounter.

Verifiers are trained to not interfere in federal options, Neumann-Ortiz said, but instead “observe, record and support impacted families, connecting them through another network of folks who can provide legal resources and mutual aid when necessary.”

Voces also coordinates a rapid response network of volunteers to peacefully protest and publicize “unlawful and abusive activity” by federal agents, she said. Tens of thousands of volunteers have been trained across the state in churches, schools, workplaces and other locations on their legal rights and on how to respond safely, nonviolently and effectively and in a spirit of “collective care,”  she added.

“Everyone should know that you have the right to remain silent if you are questioned by ICE, you have the right to an attorney if you are arrested or detained, and you have the right to demand that ICE present a judicial warrant signed by a judge before giving them access to your home, workplace, or any other area that is considered a private area not open to the public,” Neumann-Ortiz said.

“Together, these efforts represent a model of community-based safety, rooted in solidarity, dignity, shared responsibility,” she said. “We believe that real security comes from people looking out for one another, not from militarized federal agencies. Our communities deserve safety without fear, justice without violence and dignity without conditions.”

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Are homosexual acts criminalized in 65 countries?

Reading Time: < 1 minute

Wisconsin Watch partners with Gigafact to produce fact briefs — bite-sized fact checks of trending claims. Read our methodology to learn how we check claims.

Yes.

Homosexual acts are illegal in 65 countries, according to several reports.

U.S. Rep. Mark Pocan, a Madison-area Democrat, alluded to the number Dec. 3.

Human Dignity Trust, which uses litigation to challenge laws that target people based on sexual orientation or gender identity, says all or parts of 65 countries criminalize same-sex, consensual sexual activity. All criminalize men; 41 criminalize women. 

The continent with the most bans is Africa, with 32 countries.

In North America, the maximum punishment in Jamaica, Grenada and Saint Vincent is 10 years imprisonment.

The ILGA World advocacy group also counts 65 countries, including seven that impose the death penalty: Brunei, Iran, Mauritania, parts of Nigeria, Saudi Arabia, Uganda and Yemen.
76crimes.com, which tracks anti-LGBTI laws, says 65 is down from 92 in 2006. The latest to criminalize homosexuality was Burkina Faso in West Africa on Sept. 1, 2025.

This fact brief is responsive to conversations such as this one.

Sources

Think you know the facts? Put your knowledge to the test. Take the Fact Brief quiz

Are homosexual acts criminalized in 65 countries? is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.

Foxconn, Trump’s ‘America first’ factory, is moving to AI. It’s giving lawmakers some pause.

5 December 2025 at 19:25
Big building under construction with cranes and an American flag in foreground
Reading Time: 3 minutes

A Wisconsin plant that President Donald Trump and Republicans championed during his first administration as the “8th Wonder of the World” is set to venture into building data centers with a new $569 million investment.

But members of Congress said the state should first address serious concerns from constituents about manufacturers’ energy and water use, which could strain existing infrastructure and leave consumers footing the bill.

“The average Wisconsinite should not have to subsidize the power or water for a commercial entity,” Republican Rep. Derrick Van Orden said.

Foxconn, a Taiwanese company and one of the world’s largest electronics manufacturers, says it will create nearly 1,400 jobs in Racine County over the next four years, in exchange for up to $96 million in total performance-based tax credits. It’s the second amendment to the company’s contract with the Wisconsin Economic Development Corp. after Foxconn dramatically rolled back its initial plan, proposed in 2017, to invest $10 billion and create as many as 13,000 jobs.

Foxconn had invested nearly $717 million by the end of last year, according to WEDC.

The company’s original multibillion-dollar deal with Wisconsin was heralded as an “America first” achievement, complete with a White House rollout attended by former Speaker Paul Ryan and former Republican Gov. Scott Walker.

“The construction of this facility represents the return of LCD electronics and electronics manufacturing to the United States,” Trump said at the announcement in 2017.

However, Foxconn’s new investment will take Wisconsin — where Meta and Microsoft in the last several months have announced deals to build data centers — further into the AI economy.

Five days before Foxconn pledged new investments in Wisconsin in November, OpenAI announced it would “share insight into emerging hardware needs across the AI industry to help inform Foxconn’s design and development efforts for hardware to be manufactured at Foxconn’s U.S. facilities.”

Democratic Rep. Mark Pocan, whose district includes 11 Madison-based data centers, said the state’s growing data sector should be a wake-up call to the Republican-led Congress.

“All the more reason Congress should get its act together because we need to do the proper regulation that’s good on all fronts related to AI, and I feel like we’re not even crawling at this point,” Pocan said.

The House reconciliation bill included a provision to halt AI regulation by states for 10 years, but the Senate cut the language.

The question of who will pay for the new data centers’ anticipated energy and water consumption is becoming a major concern for lawmakers and constituents alike.

“I think if you’re going to have this data center, you are either going to — business is not going to like this — you’re either going to help pay for those utility rates (that) are rising, or you’re going to self-power,” Van Orden said.

Some Wisconsin residents have spoken out against data centers’ environmental impacts, including at small protests in seven cities across the state in the first week of December.

Just two major data centers slated for development alone, including the Microsoft project, would require the energy of 4.3 million homes, according to Clean Wisconsin, an advocacy organization that has criticized rising resource demands from the state’s data centers.

“The issue is we only have 2.8 million homes in Wisconsin,” said Amy Barrilleaux, a spokesperson for the organization.

Sen. Ron Johnson, R-Wis., said that although the energy and water demands of data centers are ultimately a local permitting issue, constituents’ concerns are very real.

“I’d be concerned about that, as well,” Johnson said.

A petition to pause approvals of AI data centers until these issues are resolved got nearly 3,000 signatures since last week, Barrilleaux said, calling it a sign of the growing “frustration” from Wisconsinites over the state’s lack of transparency about how the centers will affect the energy system.

“If you’re in Wisconsin right now and probably a lot of states, you hear about a new AI data center development every couple of weeks. So it feels overwhelming,” Barrilleaux said. “It’s not just what’s happening on that Foxconn site.”

Sen. Tammy Baldwin, D-Wis., pointed to public input processes taking place in local government.

“I want my constituents to get their questions answered before these projects move ahead,” Baldwin told NOTUS.

Reps. Glenn Grothman and Tony Wied declined to comment on the Foxconn plant. A spokesperson for Rep. Bryan Steil, whose district includes Racine County, did not immediately return a request for comment Thursday.

This story was produced and originally published by Wisconsin Watch and NOTUS, a publication from the nonprofit, nonpartisan Allbritton Journalism Institute.

Foxconn, Trump’s ‘America first’ factory, is moving to AI. It’s giving lawmakers some pause. is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.

Wisconsin members of Congress point fingers as SNAP benefits run out

22 October 2025 at 16:44
Two people stand near mostly empty bread shelves with a shopping cart visible, seen from behind rows of canned goods in the foreground.
Reading Time: 4 minutes

The clock is ticking before Supplemental Nutrition Assistance Program benefits will be delayed for approximately 42 million Americans in November due to the federal government shutdown.

That leaves just nine days until Wisconsin — a key battleground state with two competitive House races in the 2026 midterms — runs out of funding for its food assistance program, Gov. Tony Evers announced Tuesday. Already, November benefits will certainly be delayed, Evers said.

“President Trump and Republicans in Congress must work across the aisle and end this shutdown now so Wisconsinites and Americans across our country have access to basic necessities like food and groceries that they need to survive,” Evers said in a statement.

The governor is one of several Wisconsin Democrats who added SNAP delays to the long list of shutdown impacts they blame on Republicans.

“I want the government to reopen and to lower health care costs and to undo some of the devastating things that were done in Trump’s signature legislation, the ‘Big, Ugly bill,’” Democratic Sen. Tammy Baldwin told NOTUS. “It’s in the Republicans’ hands to do that.”

Republican Sen. Josh Hawley introduced legislation on Tuesday to use unappropriated Treasury funds for payment of SNAP benefits during the shutdown. It is unclear if his bill will gain traction in the Senate.

“We need to start forcing Democrats to make some tough votes during this shutdown,” he said in an X post.

Republican Sen. Ron Johnson declined to comment on SNAP’s funding lapsing.

Nearly 700,000 people rely on FoodShare, Wisconsin’s SNAP program for families and seniors that is entirely funded by federal dollars. Wisconsin’s program already took a hit from Trump’s budget law, which will raise the state’s portion of administrative costs for running FoodShare by at least $43.5 million annually.

Wisconsin is among a slew of states sounding the alarm on SNAP funding, with Texas officials setting Oct. 27 as the last day before benefits will be disrupted. California Gov. Gavin Newsom said his state’s food assistance program may be disrupted if the government does not reopen by Thursday, and Pennsylvania’s Department of Health Services announced that benefits will not be paid starting last week.

Democratic Rep. Mark Pocan, who represents the Madison area, lamented risks to FoodShare in a statement to NOTUS.

“This funding risk could be resolved tomorrow if Republicans would return to Washington to vote with Democrats on a bill to fund the government and protect access to affordable health care for millions of Americans,” he said.

November benefits will be delayed in Wisconsin “even if the shutdown ends tomorrow,” according to the announcement from Evers’ office.

It is not yet certain that delays in benefits will occur, and any disruptions would be a deliberate “policy choice,” said Gina Plata-Nino, the interim director for SNAP at the Food Research & Action Center.

The U.S. Department of Agriculture could use a similar tactic as Trump did when he directed the Defense Department and the Office of Management and Budget on Oct. 15 to issue on-time paychecks to active duty members of the military using leftover appropriated funds, Plata-Nino told NOTUS.

The Trump administration transferred $300 million to the Special Supplemental Nutrition Program for Women, Infants, and Children to prevent benefits disruptions earlier this month. The Department of Agriculture will release more than $3 billion in aid to farmers during the shutdown.

“It is in their hands to issue a letter to the states and say, ‘We have $6 billion in contingency funding. We’re going to go ahead and utilize that, and we’re looking for sources of funding like we did for WIC, but then also how we’ve done to farmers when there’s been issues,” Plata-Nino said.

Plata-Nino said states and Electronic Benefit Transfer processors — companies that process EBT transactions for stores — would need to know they are getting contingency funds by later this week or early next week for SNAP benefits to go out smoothly on Nov. 1.

“Even if on the 30th, the USDA acts late and then finally issues its contingency funds, benefits are still going to be late,” she added.

Rep. Gwen Moore, D-Milwaukee, said in a statement Republicans should “come to the negotiating table” on the shutdown.

“After already cutting FoodShare in their One Beautiful Bill, Republicans’ inaction could again increase hunger and food insecurity,” she said.

When asked about FoodShare delays, Rep. Tom Tiffany, a Republican from northern Wisconsin who is running to replace Evers, pointed to Democrats’ 11 votes against Republicans’ continuing resolution bills.

“Maybe Governor Evers should ask Senator Baldwin why she is blocking the bipartisan budget bill and holding these programs hostage,” Tiffany said in a statement.

Republican Rep. Tony Wied, who represents the Green Bay area, pointed at Baldwin and other Democrats’ votes against the continuing resolution, accusing them of playing “political games.”

“House Republicans voted for a clean continuing resolution to keep the government open and ensure critical programs like FoodShare continue uninterrupted,” Wied said in a statement to NOTUS. “I am calling on Senator Baldwin and the rest of her Democratic colleagues to change course and vote to open the government immediately so Wisconsinites in need do not have to worry about going hungry.”

But Danielle Nierenberg, the president of the nonpartisan advocacy organization Food Tank, said Democrats and Republicans are “both in the wrong” for potential SNAP disruptions.

“Food should never have been politicized in this way. So whether you’re Democrat or a Republican you shouldn’t be punishing poor people for just being poor and denying them the benefits they deserve,” Nierenberg said.

This story was produced and originally published by Wisconsin Watch and NOTUS, a publication from the nonprofit, nonpartisan Allbritton Journalism Institute.

Wisconsin members of Congress point fingers as SNAP benefits run out is a post from Wisconsin Watch, a non-profit investigative news site covering Wisconsin since 2009. Please consider making a contribution to support our journalism.

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